Car insurance
MS First Capital vs QBE car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, MS First Capital was cheaper on 8, QBE on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MS First Capital | QBE |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$732.08Comprehensiveas at 20 Oct 2026 | S$1,687.22Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,516.41Comprehensiveas at 20 Oct 2026 | S$2,191.95Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$1,140.56Comprehensiveas at 20 Oct 2026 | S$1,990.06Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$776.66Comprehensiveas at 20 Oct 2026 | S$1,586.28Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$927.36Comprehensiveas at 20 Oct 2026 | S$1,845.85Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$754.04Comprehensiveas at 20 Oct 2026 | S$1,427.65Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,283.72Comprehensiveas at 20 Oct 2026 | S$1,182.50Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$983.86Comprehensiveas at 20 Oct 2026 | S$1,413.23Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,369.97Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$900.37Comprehensiveas at 20 Oct 2026 | S$1,341.13Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MS First Capital | QBE |
|---|---|---|
| Repairs at | Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence | QBE approved repairers |
| Windscreen | Covered for its full value; S$100 excess per claim | Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium) |
| Personal accident (driver) | Up to S$20,000; medical expenses up to S$300 per person | Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person |
| Excess | S$500.00 | S$3,000.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- MS First Capital: none to show
- QBE: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MS First Capital or QBE cheaper for car insurance?
Of the 9 examples both price, MS First Capital was cheaper on 8, QBE on 1. Your own answers can change the order, so get your own quote.
How does MS First Capital's cover compare with QBE's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (MS First Capital Comprehensive, QBE Private Motor Prestige Comprehensive): Repairs at: MS First Capital Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence, QBE QBE approved repairers; Windscreen: MS First Capital Covered for its full value; S$100 excess per claim, QBE Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium); Personal accident (driver): MS First Capital Up to S$20,000; medical expenses up to S$300 per person, QBE Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person; Excess: MS First Capital S$500.00, QBE S$3,000.00.
What discounts are MS First Capital and QBE running?
MS First Capital: none to show. QBE: none to show.