Car insurance
Liberty vs UOI car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Liberty was cheaper on 2, UOI on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Liberty | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$1,219.83Comprehensive Preferred Planas at 22 Oct 2026 | S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,467.86Comprehensive Preferred Planas at 22 Oct 2026 | S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW 320i, 50% NCD | S$1,911.12Comprehensive Preferred Planas at 22 Oct 2026 | S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 | S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,489.39Comprehensive Preferred Planas at 22 Oct 2026 | S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 | S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,550.70Comprehensive Preferred Planas at 22 Oct 2026 | S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,919.84Comprehensive Preferred Planas at 22 Oct 2026 | S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,079.37Comprehensive Preferred Planas at 22 Oct 2026 | S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Liberty | UOI |
|---|---|---|
| Repairs at | Liberty's authorised workshops | UOI authorised workshops only |
| Windscreen | Accidental loss or damage to windscreen up to S$4,000 (S$100 excess) | Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced) |
| Personal accident (driver) | Up to S$50,000 (medical expenses up to S$1,000 per person) | S$20,000 insured driver (S$10,000 each unnamed passenger) |
| Excess | S$600.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Liberty or UOI cheaper for car insurance?
Of the 9 examples both price, Liberty was cheaper on 2, UOI on 7. Your own answers can change the order, so get your own quote.
How does Liberty's cover compare with UOI's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Liberty Comprehensive Preferred Plan, UOI UniCar Comprehensive Value): Repairs at: Liberty Liberty's authorised workshops, UOI UOI authorised workshops only; Windscreen: Liberty Accidental loss or damage to windscreen up to S$4,000 (S$100 excess), UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): Liberty Up to S$50,000 (medical expenses up to S$1,000 per person), UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: Liberty S$600.00, UOI S$500.00.
What discounts are Liberty and UOI running?
Liberty: none to show. UOI: none to show.