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Car insurance

Income vs UOI car insurance

As of 28 Oct 2026 (Singapore time)

Of the 10 examples both price, Income was cheaper on 9, UOI on 1. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleIncomeUOI
Toyota Corolla Altis 1.6, 50% NCDS$866.72Drivo Classicas at 20 Oct 2026S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026
Honda Vezel 1.5, 20% NCDS$1,330.61Drivo Classicas at 20 Oct 2026S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026
BMW 320i, 50% NCDS$969.74Drivo Classicas at 20 Oct 2026S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$866.72Drivo Classicas at 20 Oct 2026S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$928.89Drivo Classicas at 20 Oct 2026S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026
BYD ATTO 3, 3 years old, 50% no-claim discountS$1,590.65eDrivo Advantageas at 20 Oct 2026No online price
BYD M6, 3 years old, 50% no-claim discountS$1,499.34eDrivo Advantageas at 20 Oct 2026No online price
Toyota Sienta, 3 years old, 50% no-claim discountS$834.98Drivo Classicas at 20 Oct 2026S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$928.33Drivo Classicas at 20 Oct 2026S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$979.33Drivo Classicas at 20 Oct 2026S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountS$986.48Drivo Classicas at 20 Oct 2026S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026
Honda Freed, 3 years old, 50% no-claim discountS$1,019.78Drivo Classicas at 20 Oct 2026S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: Income Drivo Classic, UOI UniCar Comprehensive Value.
CoverIncomeUOI
Repairs atAuthorised workshops chosen by Income InsuranceUOI authorised workshops only
WindscreenUnlimited windscreen cover; S$100 windscreen excess per claimCovered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced)
Personal accident (driver)Personal accident benefits up to S$50,000; medical expenses up to S$1,000S$20,000 insured driver (S$10,000 each unnamed passenger)
ExcessS$600.00S$500.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Income or UOI cheaper for car insurance?

Of the 10 examples both price, Income was cheaper on 9, UOI on 1. Your own answers can change the order, so get your own quote.

How does Income's cover compare with UOI's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Income Drivo Classic, UOI UniCar Comprehensive Value): Repairs at: Income Authorised workshops chosen by Income Insurance, UOI UOI authorised workshops only; Windscreen: Income Unlimited windscreen cover; S$100 windscreen excess per claim, UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): Income Personal accident benefits up to S$50,000; medical expenses up to S$1,000, UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: Income S$600.00, UOI S$500.00.

What discounts are Income and UOI running?

Income: none to show. UOI: none to show.