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Car insurance

Great Eastern vs MS First Capital car insurance

As of 28 Oct 2026 (Singapore time)

Of the 9 examples both price, Great Eastern was cheaper on 3, MS First Capital on 6. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat EasternMS First Capital
Toyota Corolla Altis 1.6, 50% NCDS$830.70Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$732.08Comprehensiveas at 20 Oct 2026
Honda Vezel 1.5, 20% NCDS$1,578.23Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$1,516.41Comprehensiveas at 20 Oct 2026
BMW 320i, 50% NCDS$1,023.00Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$1,140.56Comprehensiveas at 20 Oct 2026
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$890.03Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$776.66Comprehensiveas at 20 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$937.07Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$927.36Comprehensiveas at 20 Oct 2026
BYD ATTO 3, 3 years old, 50% no-claim discountS$1,314.63GREAT EV Protect Comprehensive (Any Workshop)as at 20 Oct 2026No online price
BYD M6, 3 years old, 50% no-claim discountS$1,505.85GREAT EV Protect Comprehensive (Any Workshop)as at 20 Oct 2026No online price
Toyota Sienta, 3 years old, 50% no-claim discountS$873.40Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$754.04Comprehensiveas at 20 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$1,255.49Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$1,283.72Comprehensiveas at 20 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$1,000.76Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$983.86Comprehensiveas at 20 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountS$976.93Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026No online price
Honda Freed, 3 years old, 50% no-claim discountS$873.40Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026S$900.37Comprehensiveas at 20 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: Great Eastern Drive and Save Plus Comprehensive (Authorised Workshop), MS First Capital Comprehensive.
CoverGreat EasternMS First Capital
Repairs atGreat Eastern General authorised workshops only; up to S$500 of the excess waived on the first own-damage claim (100% at 40-50% NCD, 50% at 30% NCD and below)Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence
WindscreenUnlimited reinstatements, S$100 excess per claimCovered for its full value; S$100 excess per claim
Personal accident (driver)S$120,000 (policyholder); S$50,000 per authorised driver or passenger; medical expenses S$1,000 per personUp to S$20,000; medical expenses up to S$300 per person
ExcessS$600.00S$500.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Great Eastern or MS First Capital cheaper for car insurance?

Of the 9 examples both price, Great Eastern was cheaper on 3, MS First Capital on 6. Your own answers can change the order, so get your own quote.

How does Great Eastern's cover compare with MS First Capital's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Great Eastern Drive and Save Plus Comprehensive (Authorised Workshop), MS First Capital Comprehensive): Repairs at: Great Eastern Great Eastern General authorised workshops only; up to S$500 of the excess waived on the first own-damage claim (100% at 40-50% NCD, 50% at 30% NCD and below), MS First Capital Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence; Windscreen: Great Eastern Unlimited reinstatements, S$100 excess per claim, MS First Capital Covered for its full value; S$100 excess per claim; Personal accident (driver): Great Eastern S$120,000 (policyholder); S$50,000 per authorised driver or passenger; medical expenses S$1,000 per person, MS First Capital Up to S$20,000; medical expenses up to S$300 per person; Excess: Great Eastern S$600.00, MS First Capital S$500.00.

What discounts are Great Eastern and MS First Capital running?

Great Eastern: none to show. MS First Capital: none to show.