Car insurance
Etiqa vs UOI car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Etiqa was cheaper on 7, UOI on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$725.20Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,373.01Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW 320i, 50% NCD | S$1,907.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$753.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$2,072.07Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$2,112.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$767.00Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$887.36Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$2,636.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$913.13Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$862.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | UOI |
|---|---|---|
| Workshop | Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop) | UOI authorised workshops only |
| Windscreen | Unlimited windscreen cover, S$100 excess for each replacement | Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced) |
| Personal accident | Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person) | S$20,000 insured driver (S$10,000 each unnamed passenger) |
| Excess | S$2,500.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or UOI cheaper for car insurance?
Of the 9 examples both price, Etiqa was cheaper on 7, UOI on 2. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with UOI's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Etiqa Private Car Insurance – Comprehensive (Authorised Workshop), UOI UniCar Comprehensive Value): Workshop: Etiqa Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop), UOI UOI authorised workshops only; Windscreen: Etiqa Unlimited windscreen cover, S$100 excess for each replacement, UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident: Etiqa Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person), UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: Etiqa S$2,500.00, UOI S$500.00.
What discounts are Etiqa and UOI running?
Etiqa: Promo code TIQCAR20: 20% off. UOI: none to show.