Car insurance
Etiqa vs Liberty car insurance
As of 28 Oct 2026 (Singapore time)
Of the 8 examples both price, Etiqa was cheaper on 7, Liberty on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | Liberty |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$725.20Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,219.83Comprehensive Preferred Planas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,373.01Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,467.86Comprehensive Preferred Planas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$1,907.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,911.12Comprehensive Preferred Planas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$753.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$1,489.39Comprehensive Preferred Planas at 22 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$2,072.07Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$2,112.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$767.00Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$887.36Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,550.70Comprehensive Preferred Planas at 22 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$2,636.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,919.84Comprehensive Preferred Planas at 22 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$913.13Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$862.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 | S$1,079.37Comprehensive Preferred Planas at 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | Liberty |
|---|---|---|
| Workshop | Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop) | Liberty's authorised workshops |
| Windscreen | Unlimited windscreen cover, S$100 excess for each replacement | Accidental loss or damage to windscreen up to S$4,000 (S$100 excess) |
| Personal accident | Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person) | Up to S$50,000 (medical expenses up to S$1,000 per person) |
| Excess | S$2,500.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or Liberty cheaper for car insurance?
Of the 8 examples both price, Etiqa was cheaper on 7, Liberty on 1. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with Liberty's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Etiqa Private Car Insurance – Comprehensive (Authorised Workshop), Liberty Comprehensive Preferred Plan): Workshop: Etiqa Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop), Liberty Liberty's authorised workshops; Windscreen: Etiqa Unlimited windscreen cover, S$100 excess for each replacement, Liberty Accidental loss or damage to windscreen up to S$4,000 (S$100 excess); Personal accident: Etiqa Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person), Liberty Up to S$50,000 (medical expenses up to S$1,000 per person); Excess: Etiqa S$2,500.00, Liberty S$600.00.
What discounts are Etiqa and Liberty running?
Etiqa: Promo code TIQCAR20: 20% off. Liberty: none to show.