Car insurance
ERGO vs Sompo car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, ERGO was cheaper on 3, Sompo on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Sompo |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$790.88SMART Comprehensiveas at 23 Oct 2026 | S$790.40Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,516.01SMART Comprehensiveas at 23 Oct 2026 | S$1,324.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$1,186.67SMART Comprehensiveas at 23 Oct 2026 | S$940.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$790.88SMART Comprehensiveas at 23 Oct 2026 | S$830.39Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$961.25SMART Comprehensiveas at 23 Oct 2026 | S$954.95Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$876.76SMART Comprehensiveas at 23 Oct 2026 | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$910.85SMART Comprehensiveas at 23 Oct 2026 | S$1,021.64Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,006.62SMART Comprehensiveas at 23 Oct 2026 | S$1,053.56Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$968.44Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,180.67SMART Comprehensiveas at 23 Oct 2026 | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Sompo |
|---|---|---|
| Repairs at | ERGO authorised workshops only, standard excess (non-authorised workshop repairs not covered) | Authorised workshop assigned by Sompo (vehicle age 0 to 15 years) |
| Windscreen | Repair at ERGO windscreen partners: excess waived; replacement at partners: windscreen excess applies; replacement at a non-authorised workshop not covered | Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim) |
| Personal accident (driver) | S$50,000 (medical expenses up to S$500 per person) | Up to S$50,000 |
| Excess | S$500.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Sompo cheaper for car insurance?
Of the 9 examples both price, ERGO was cheaper on 3, Sompo on 6. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Sompo's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (ERGO SMART Comprehensive, Sompo Comprehensive Cover – Authorised Workshop Plan): Repairs at: ERGO ERGO authorised workshops only, standard excess (non-authorised workshop repairs not covered), Sompo Authorised workshop assigned by Sompo (vehicle age 0 to 15 years); Windscreen: ERGO Repair at ERGO windscreen partners: excess waived; replacement at partners: windscreen excess applies; replacement at a non-authorised workshop not covered, Sompo Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim); Personal accident (driver): ERGO S$50,000 (medical expenses up to S$500 per person), Sompo Up to S$50,000; Excess: ERGO S$500.00, Sompo S$600.00.
What discounts are ERGO and Sompo running?
ERGO: none to show. Sompo: none to show.