Car insurance
ERGO vs Great Eastern car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, ERGO was cheaper on 4, Great Eastern on 5. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Great Eastern |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$790.88SMART Comprehensiveas at 23 Oct 2026 | S$830.70Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,516.01SMART Comprehensiveas at 23 Oct 2026 | S$1,578.23Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$1,186.67SMART Comprehensiveas at 23 Oct 2026 | S$1,023.00Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$790.88SMART Comprehensiveas at 23 Oct 2026 | S$890.03Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$961.25SMART Comprehensiveas at 23 Oct 2026 | S$937.07Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$1,314.63GREAT EV Protect Comprehensive (Any Workshop)as at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,505.85GREAT EV Protect Comprehensive (Any Workshop)as at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$876.76SMART Comprehensiveas at 23 Oct 2026 | S$873.40Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$910.85SMART Comprehensiveas at 23 Oct 2026 | S$1,255.49Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,006.62SMART Comprehensiveas at 23 Oct 2026 | S$1,000.76Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$976.93Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,180.67SMART Comprehensiveas at 23 Oct 2026 | S$873.40Drive and Save Plus Comprehensive (Authorised Workshop)as at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Great Eastern |
|---|---|---|
| Repairs at | ERGO authorised workshops only, standard excess (non-authorised workshop repairs not covered) | Great Eastern General authorised workshops only; up to S$500 of the excess waived on the first own-damage claim (100% at 40-50% NCD, 50% at 30% NCD and below) |
| Windscreen | Repair at ERGO windscreen partners: excess waived; replacement at partners: windscreen excess applies; replacement at a non-authorised workshop not covered | Unlimited reinstatements, S$100 excess per claim |
| Personal accident (driver) | S$50,000 (medical expenses up to S$500 per person) | S$120,000 (policyholder); S$50,000 per authorised driver or passenger; medical expenses S$1,000 per person |
| Excess | S$500.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- ERGO: none to show
- Great Eastern: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Great Eastern cheaper for car insurance?
Of the 9 examples both price, ERGO was cheaper on 4, Great Eastern on 5. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Great Eastern's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (ERGO SMART Comprehensive, Great Eastern Drive and Save Plus Comprehensive (Authorised Workshop)): Repairs at: ERGO ERGO authorised workshops only, standard excess (non-authorised workshop repairs not covered), Great Eastern Great Eastern General authorised workshops only; up to S$500 of the excess waived on the first own-damage claim (100% at 40-50% NCD, 50% at 30% NCD and below); Windscreen: ERGO Repair at ERGO windscreen partners: excess waived; replacement at partners: windscreen excess applies; replacement at a non-authorised workshop not covered, Great Eastern Unlimited reinstatements, S$100 excess per claim; Personal accident (driver): ERGO S$50,000 (medical expenses up to S$500 per person), Great Eastern S$120,000 (policyholder); S$50,000 per authorised driver or passenger; medical expenses S$1,000 per person; Excess: ERGO S$500.00, Great Eastern S$600.00.
What discounts are ERGO and Great Eastern running?
ERGO: none to show. Great Eastern: none to show.