Car insurance
ECICS vs Sompo car insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, ECICS was cheaper on 7, Sompo on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | Sompo |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$843.91Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$790.40Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,275.86Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,324.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$857.64Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$940.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$895.05Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$830.39Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$856.17Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$954.95Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,142.03Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,076.76Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$856.18Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$909.62Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,021.64Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$797.41Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,053.56Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$968.44Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$973.70Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | Sompo |
|---|---|---|
| Repairs at | Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days | Authorised workshop assigned by Sompo (vehicle age 0 to 15 years) |
| Windscreen | Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim | Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim) |
| Personal accident (driver) | Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000) | Up to S$50,000 |
| Excess | S$750.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or Sompo cheaper for car insurance?
Of the 11 examples both price, ECICS was cheaper on 7, Sompo on 4. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Sompo's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (ECICS Comprehensive, Sompo Comprehensive Cover – Authorised Workshop Plan): Repairs at: ECICS Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days, Sompo Authorised workshop assigned by Sompo (vehicle age 0 to 15 years); Windscreen: ECICS Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim, Sompo Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim); Personal accident (driver): ECICS Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000), Sompo Up to S$50,000; Excess: ECICS S$750.00, Sompo S$600.00.
What discounts are ECICS and Sompo running?
ECICS: Promo code SPECIAL15: 15% off. Sompo: none to show.