Car insurance
ECICS vs QBE car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, ECICS was cheaper on 9, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | QBE |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$843.91Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,687.22Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,275.86Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$2,191.95Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$857.64Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,990.06Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$895.05Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,586.28Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$856.17Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,845.85Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,142.03Comprehensiveas at 22 Oct 2026code SPECIAL15 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$1,076.76Comprehensiveas at 22 Oct 2026code SPECIAL15 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$856.18Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,427.65Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$909.62Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,182.50Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$797.41Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,413.23Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,369.97Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$973.70Comprehensiveas at 22 Oct 2026code SPECIAL15 | S$1,341.13Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | QBE |
|---|---|---|
| Repairs at | Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days | QBE approved repairers |
| Windscreen | Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim | Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium) |
| Personal accident (driver) | Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000) | Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person |
| Excess | S$750.00 | S$3,000.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or QBE cheaper for car insurance?
Of the 9 examples both price, ECICS was cheaper on 9, QBE on 0. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with QBE's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (ECICS Comprehensive, QBE Private Motor Prestige Comprehensive): Repairs at: ECICS Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days, QBE QBE approved repairers; Windscreen: ECICS Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim, QBE Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium); Personal accident (driver): ECICS Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000), QBE Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person; Excess: ECICS S$750.00, QBE S$3,000.00.
What discounts are ECICS and QBE running?
ECICS: Promo code SPECIAL15: 15% off. QBE: none to show.