Car insurance
DirectAsia vs UOI car insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, DirectAsia was cheaper on 7, UOI on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | DirectAsia | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$953.92Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW 320i, 50% NCD | S$1,157.56Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,193.46Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,207.68Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$1,208.59Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,228.81Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,194.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$1,026.94Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,065.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | DirectAsia | UOI |
|---|---|---|
| Repairs at | DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own) | UOI authorised workshops only |
| Windscreen | Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies) | Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced) |
| Personal accident (driver) | Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site | S$20,000 insured driver (S$10,000 each unnamed passenger) |
| Excess | S$800.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- DirectAsia: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is DirectAsia or UOI cheaper for car insurance?
Of the 10 examples both price, DirectAsia was cheaper on 7, UOI on 3. Your own answers can change the order, so get your own quote.
How does DirectAsia's cover compare with UOI's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (DirectAsia Car Insurance – Comprehensive, Value plan, UOI UniCar Comprehensive Value): Repairs at: DirectAsia DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own), UOI UOI authorised workshops only; Windscreen: DirectAsia Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies), UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): DirectAsia Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site, UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: DirectAsia S$800.00, UOI S$500.00.
What discounts are DirectAsia and UOI running?
DirectAsia: none to show. UOI: none to show.