Car insurance
DirectAsia vs Etiqa car insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, DirectAsia was cheaper on 5, Etiqa on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | DirectAsia | Etiqa |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$725.20Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Honda Vezel 1.5, 20% NCD | S$953.92Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,373.01Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| BMW 320i, 50% NCD | S$1,157.56Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,907.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$753.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,193.46Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | No online price |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,207.68Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$2,072.07Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,208.59Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$2,112.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$767.00Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,228.81Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$887.36Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,194.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$2,636.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$1,026.94Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$913.13Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,065.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$862.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | DirectAsia | Etiqa |
|---|---|---|
| Repairs at | DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own) | Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop) |
| Windscreen | Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies) | Unlimited windscreen cover, S$100 excess for each replacement |
| Personal accident (driver) | Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site | Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person) |
| Excess | S$800.00 | S$2,500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- DirectAsia: none to show
- Etiqa: Promo code TIQCAR20: 20% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is DirectAsia or Etiqa cheaper for car insurance?
Of the 11 examples both price, DirectAsia was cheaper on 5, Etiqa on 6. Your own answers can change the order, so get your own quote.
How does DirectAsia's cover compare with Etiqa's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (DirectAsia Car Insurance – Comprehensive, Value plan, Etiqa Private Car Insurance – Comprehensive (Authorised Workshop)): Repairs at: DirectAsia DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own), Etiqa Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop); Windscreen: DirectAsia Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies), Etiqa Unlimited windscreen cover, S$100 excess for each replacement; Personal accident (driver): DirectAsia Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site, Etiqa Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person); Excess: DirectAsia S$800.00, Etiqa S$2,500.00.
What discounts are DirectAsia and Etiqa running?
DirectAsia: none to show. Etiqa: Promo code TIQCAR20: 20% off.