Car insurance
DirectAsia vs ECICS car insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, DirectAsia was cheaper on 1, ECICS on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | DirectAsia | ECICS |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$843.91Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Honda Vezel 1.5, 20% NCD | S$953.92Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,275.86Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BMW 320i, 50% NCD | S$1,157.56Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$857.64Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$895.05Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,193.46Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$856.17Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,207.68Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,142.03Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,208.59Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$1,076.76Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$856.18Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,228.81Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$909.62Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,194.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$797.41Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$1,026.94Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,065.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 | S$973.70Comprehensiveas at 22 Oct 2026code SPECIAL15 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | DirectAsia | ECICS |
|---|---|---|
| Repairs at | DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own) | Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days |
| Windscreen | Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies) | Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim |
| Personal accident (driver) | Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site | Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000) |
| Excess | S$800.00 | S$750.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- DirectAsia: none to show
- ECICS: Promo code SPECIAL15: 15% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is DirectAsia or ECICS cheaper for car insurance?
Of the 11 examples both price, DirectAsia was cheaper on 1, ECICS on 10. Your own answers can change the order, so get your own quote.
How does DirectAsia's cover compare with ECICS's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (DirectAsia Car Insurance – Comprehensive, Value plan, ECICS Comprehensive): Repairs at: DirectAsia DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own), ECICS Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days; Windscreen: DirectAsia Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies), ECICS Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim; Personal accident (driver): DirectAsia Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site, ECICS Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000); Excess: DirectAsia S$800.00, ECICS S$750.00.
What discounts are DirectAsia and ECICS running?
DirectAsia: none to show. ECICS: Promo code SPECIAL15: 15% off.