Car insurance
Singlife vs UOI car insurance
As of 28 Oct 2026 (Singapore time)
Of the 8 examples both price, Singlife was cheaper on 8, UOI on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$912.99Motor Liteas at 20 Oct 2026 | S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,428.30Motor Liteas at 20 Oct 2026 | S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW 320i, 50% NCD | S$1,060.31Motor Liteas at 20 Oct 2026 | S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$940.53Motor Liteas at 20 Oct 2026 | S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,091.11Motor Liteas at 20 Oct 2026 | S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,364.58Motor Liteas at 20 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$991.27Motor Liteas at 20 Oct 2026 | S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,181.02Motor Liteas at 20 Oct 2026 | S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,069.21Motor Liteas at 20 Oct 2026 | S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | UOI |
|---|---|---|
| Repairs at | Singlife approved repairer only | UOI authorised workshops only |
| Windscreen | Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100 | Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced) |
| Personal accident (driver) | Not covered; Additional Personal Accident rider up to S$100,000 optional | S$20,000 insured driver (S$10,000 each unnamed passenger) |
| Excess | S$3,000.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or UOI cheaper for car insurance?
Of the 8 examples both price, Singlife was cheaper on 8, UOI on 0. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with UOI's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Singlife Motor Lite, UOI UniCar Comprehensive Value): Repairs at: Singlife Singlife approved repairer only, UOI UOI authorised workshops only; Windscreen: Singlife Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100, UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional, UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: Singlife S$3,000.00, UOI S$500.00.
What discounts are Singlife and UOI running?
Singlife: none to show. UOI: none to show.