Car insurance
Singlife vs HL Assurance car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Singlife was cheaper on 1, HL Assurance on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | HL Assurance |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$912.99Motor Liteas at 20 Oct 2026 | S$698.03Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,428.30Motor Liteas at 20 Oct 2026 | S$1,557.47Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$1,060.31Motor Liteas at 20 Oct 2026 | S$892.67Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$940.53Motor Liteas at 20 Oct 2026 | S$713.21Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,091.11Motor Liteas at 20 Oct 2026 | S$730.18Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,364.58Motor Liteas at 20 Oct 2026 | S$1,290.96Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,398.55Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$991.27Motor Liteas at 20 Oct 2026 | S$674.30Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,181.02Motor Liteas at 20 Oct 2026 | S$806.41Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,069.21Motor Liteas at 20 Oct 2026 | S$804.86Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$822.26Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$756.48Car Protect360 Comprehensiveas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | HL Assurance |
|---|---|---|
| Repairs at | Singlife approved repairer only | Any workshop; own-damage excess is halved at an HL Assurance Approved Workshop (see Excess; a S$3,000 young or inexperienced driver excess applies on top to drivers under 27 or licensed under 2 years) |
| Windscreen | Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100 | Unlimited; S$100 excess, waived at an HL Assurance appointed windscreen repairer |
| Personal accident (driver) | Not covered; Additional Personal Accident rider up to S$100,000 optional | S$20,000 for the policyholder, S$10,000 for an authorised driver and S$10,000 a passenger; medical expenses S$1,000 each |
| Excess | S$3,000.00 | S$1,200.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Singlife: none to show
- HL Assurance: 25% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or HL Assurance cheaper for car insurance?
Of the 9 examples both price, Singlife was cheaper on 1, HL Assurance on 8. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with HL Assurance's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Singlife Motor Lite, HL Assurance Car Protect360 Comprehensive): Repairs at: Singlife Singlife approved repairer only, HL Assurance Any workshop; own-damage excess is halved at an HL Assurance Approved Workshop (see Excess; a S$3,000 young or inexperienced driver excess applies on top to drivers under 27 or licensed under 2 years); Windscreen: Singlife Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100, HL Assurance Unlimited; S$100 excess, waived at an HL Assurance appointed windscreen repairer; Personal accident (driver): Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional, HL Assurance S$20,000 for the policyholder, S$10,000 for an authorised driver and S$10,000 a passenger; medical expenses S$1,000 each; Excess: Singlife S$3,000.00, HL Assurance S$1,200.00.
What discounts are Singlife and HL Assurance running?
Singlife: none to show. HL Assurance: 25% off.