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Car insurance

Singlife vs ECICS car insurance

As of 28 Oct 2026 (Singapore time)

Of the 9 examples both price, Singlife was cheaper on 0, ECICS on 9. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeECICS
Toyota Corolla Altis 1.6, 50% NCDS$912.99Motor Liteas at 20 Oct 2026S$843.91Comprehensiveas at 22 Oct 2026code SPECIAL15
Honda Vezel 1.5, 20% NCDS$1,428.30Motor Liteas at 20 Oct 2026S$1,275.86Comprehensiveas at 22 Oct 2026code SPECIAL15
BMW 320i, 50% NCDS$1,060.31Motor Liteas at 20 Oct 2026S$857.64Comprehensiveas at 22 Oct 2026code SPECIAL15
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$940.53Motor Liteas at 20 Oct 2026S$895.05Comprehensiveas at 22 Oct 2026code SPECIAL15
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$1,091.11Motor Liteas at 20 Oct 2026S$856.17Comprehensiveas at 22 Oct 2026code SPECIAL15
BYD ATTO 3, 3 years old, 50% no-claim discountS$1,364.58Motor Liteas at 20 Oct 2026S$1,142.03Comprehensiveas at 22 Oct 2026code SPECIAL15
BYD M6, 3 years old, 50% no-claim discountNo online priceS$1,076.76Comprehensiveas at 22 Oct 2026code SPECIAL15
Toyota Sienta, 3 years old, 50% no-claim discountS$991.27Motor Liteas at 20 Oct 2026S$856.18Comprehensiveas at 22 Oct 2026code SPECIAL15
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$1,181.02Motor Liteas at 20 Oct 2026S$909.62Comprehensiveas at 22 Oct 2026code SPECIAL15
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$1,069.21Motor Liteas at 20 Oct 2026S$797.41Comprehensiveas at 22 Oct 2026code SPECIAL15
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountNo online priceNo online price
Honda Freed, 3 years old, 50% no-claim discountNo online priceS$973.70Comprehensiveas at 22 Oct 2026code SPECIAL15

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: Singlife Motor Lite, ECICS Comprehensive.
CoverSinglifeECICS
Repairs atSinglife approved repairer onlyYour choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days
WindscreenUnlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim
Personal accident (driver)Not covered; Additional Personal Accident rider up to S$100,000 optionalUp to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000)
ExcessS$3,000.00S$750.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Singlife or ECICS cheaper for car insurance?

Of the 9 examples both price, Singlife was cheaper on 0, ECICS on 9. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with ECICS's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Singlife Motor Lite, ECICS Comprehensive): Repairs at: Singlife Singlife approved repairer only, ECICS Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days; Windscreen: Singlife Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100, ECICS Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim; Personal accident (driver): Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional, ECICS Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000); Excess: Singlife S$3,000.00, ECICS S$750.00.

What discounts are Singlife and ECICS running?

Singlife: none to show. ECICS: Promo code SPECIAL15: 15% off.