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Car insurance

AIG vs MS First Capital car insurance

As of 28 Oct 2026 (Singapore time)

Of the 8 examples both price, AIG was cheaper on 7, MS First Capital on 1. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAIGMS First Capital
Toyota Corolla Altis 1.6, 50% NCDS$721.67AIG Car Insurance Collision Onlyas at 21 Oct 2026S$732.08Comprehensiveas at 20 Oct 2026
Honda Vezel 1.5, 20% NCDS$1,416.13AIG Car Insurance Collision Onlyas at 21 Oct 2026S$1,516.41Comprehensiveas at 20 Oct 2026
BMW 320i, 50% NCDS$862.23AIG Car Insurance Collision Onlyas at 21 Oct 2026S$1,140.56Comprehensiveas at 20 Oct 2026
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$732.80AIG Car Insurance Collision Onlyas at 21 Oct 2026S$776.66Comprehensiveas at 20 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountNo online priceS$927.36Comprehensiveas at 20 Oct 2026
BYD ATTO 3, 3 years old, 50% no-claim discountS$789.73AIG Car Insurance Collision Onlyas at 21 Oct 2026No online price
BYD M6, 3 years old, 50% no-claim discountS$799.24AIG Car Insurance Collision Onlyas at 21 Oct 2026No online price
Toyota Sienta, 3 years old, 50% no-claim discountS$869.06AIG Car Insurance Collision Onlyas at 21 Oct 2026S$754.04Comprehensiveas at 20 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$1,064.16AIG Car Insurance Collision Onlyas at 21 Oct 2026S$1,283.72Comprehensiveas at 20 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$871.96AIG Car Insurance Collision Onlyas at 21 Oct 2026S$983.86Comprehensiveas at 20 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountS$840.22AIG Car Insurance Collision Onlyas at 21 Oct 2026No online price
Honda Freed, 3 years old, 50% no-claim discountS$748.37AIG Car Insurance Collision Onlyas at 21 Oct 2026S$900.37Comprehensiveas at 20 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: AIG AIG Car Insurance Collision Only, MS First Capital Comprehensive.
CoverAIGMS First Capital
Repairs atAIG authorised workshops onlyAny workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence
WindscreenOptional add-on (S$60 a year before GST on the sampled quotes; S$100 excess)Covered for its full value; S$100 excess per claim
Personal accident (driver)Not included in the online plansUp to S$20,000; medical expenses up to S$300 per person
ExcessS$600.00S$500.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is AIG or MS First Capital cheaper for car insurance?

Of the 8 examples both price, AIG was cheaper on 7, MS First Capital on 1. Your own answers can change the order, so get your own quote.

How does AIG's cover compare with MS First Capital's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (AIG AIG Car Insurance Collision Only, MS First Capital Comprehensive): Repairs at: AIG AIG authorised workshops only, MS First Capital Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence; Windscreen: AIG Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess), MS First Capital Covered for its full value; S$100 excess per claim; Personal accident (driver): AIG Not included in the online plans, MS First Capital Up to S$20,000; medical expenses up to S$300 per person; Excess: AIG S$600.00, MS First Capital S$500.00.

What discounts are AIG and MS First Capital running?

AIG: none to show. MS First Capital: none to show.