Car insurance
AIG vs HL Assurance car insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 5, HL Assurance on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | HL Assurance |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$721.67AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$698.03Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,416.13AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,557.47Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$862.23AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$892.67Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$732.80AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$713.21Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$730.18Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$789.73AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,290.96Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$799.24AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,398.55Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$869.06AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$674.30Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,064.16AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$806.41Car Protect360 Comprehensiveas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$871.96AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$804.86Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$840.22AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$822.26Car Protect360 Comprehensiveas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$748.37AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$756.48Car Protect360 Comprehensiveas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | HL Assurance |
|---|---|---|
| Repairs at | AIG authorised workshops only | Any workshop; own-damage excess is halved at an HL Assurance Approved Workshop (see Excess; a S$3,000 young or inexperienced driver excess applies on top to drivers under 27 or licensed under 2 years) |
| Windscreen | Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess) | Unlimited; S$100 excess, waived at an HL Assurance appointed windscreen repairer |
| Personal accident (driver) | Not included in the online plans | S$20,000 for the policyholder, S$10,000 for an authorised driver and S$10,000 a passenger; medical expenses S$1,000 each |
| Excess | S$600.00 | S$1,200.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- AIG: none to show
- HL Assurance: 25% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or HL Assurance cheaper for car insurance?
Of the 11 examples both price, AIG was cheaper on 5, HL Assurance on 6. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with HL Assurance's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (AIG AIG Car Insurance Collision Only, HL Assurance Car Protect360 Comprehensive): Repairs at: AIG AIG authorised workshops only, HL Assurance Any workshop; own-damage excess is halved at an HL Assurance Approved Workshop (see Excess; a S$3,000 young or inexperienced driver excess applies on top to drivers under 27 or licensed under 2 years); Windscreen: AIG Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess), HL Assurance Unlimited; S$100 excess, waived at an HL Assurance appointed windscreen repairer; Personal accident (driver): AIG Not included in the online plans, HL Assurance S$20,000 for the policyholder, S$10,000 for an authorised driver and S$10,000 a passenger; medical expenses S$1,000 each; Excess: AIG S$600.00, HL Assurance S$1,200.00.
What discounts are AIG and HL Assurance running?
AIG: none to show. HL Assurance: 25% off.