Car insurance
AIG vs ECICS car insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, AIG was cheaper on 5, ECICS on 5. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | ECICS |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$721.67AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$843.91Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Honda Vezel 1.5, 20% NCD | S$1,416.13AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,275.86Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BMW 320i, 50% NCD | S$862.23AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$857.64Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$732.80AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$895.05Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$856.17Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$789.73AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,142.03Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BYD M6, 3 years old, 50% no-claim discount | S$799.24AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,076.76Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$869.06AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$856.18Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,064.16AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$909.62Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$871.96AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$797.41Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$840.22AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$748.37AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$973.70Comprehensiveas at 22 Oct 2026code SPECIAL15 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | ECICS |
|---|---|---|
| Repairs at | AIG authorised workshops only | Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days |
| Windscreen | Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess) | Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim |
| Personal accident (driver) | Not included in the online plans | Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000) |
| Excess | S$600.00 | S$750.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or ECICS cheaper for car insurance?
Of the 10 examples both price, AIG was cheaper on 5, ECICS on 5. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with ECICS's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (AIG AIG Car Insurance Collision Only, ECICS Comprehensive): Repairs at: AIG AIG authorised workshops only, ECICS Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days; Windscreen: AIG Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess), ECICS Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim; Personal accident (driver): AIG Not included in the online plans, ECICS Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000); Excess: AIG S$600.00, ECICS S$750.00.
What discounts are AIG and ECICS running?
AIG: none to show. ECICS: Promo code SPECIAL15: 15% off.