Typical commercial vehicle insurance quotes in Singapore
India International commercial vehicle insurance for a refrigerated vehicle carrying 2 to 3 tons, made 12 years ago
India International's price today for a Toyota refrigerated vehicle carrying 2 to 3 tons (5,500 kg laden, 2,700 kg unladen), made 12 years ago, with 0% NCD and no claims, from the table swept off its own buy page, a year, GST included.
In short
On 12 Nov 2026, India International's commercial vehicle insurance for a Toyota refrigerated vehicle carrying 2 to 3 tons (5,500 kg laden, 2,700 kg unladen), made 12 years ago, with 0% NCD and no claims costs from S$2,156.79 a year (GST included) for third party only. Etiqa and Budget Direct quote live, so they are not priced here.
India International offers Comprehensive online only for vehicles up to 10 years old; this one was made 12 years ago, so it prices Third Party Fire & Theft and Third Party Only.
Only India International is priced on this page, from the table swept off its own buy page. Etiqa and Budget Direct quote live from their own sites with your answers, so they have no price here: see theirs with your own vehicle on our commercial vehicle page, or press Ask Shenton to arrange. See all three insurers with your own vehicle.
India International's plans
| Insurer | A year | Damage to your vehicle | Own-damage excess | Windscreen |
|---|---|---|---|---|
| India InternationalCommercial Vehicle Third Party OnlyBuy Now | S$2,156.79 | Not covered | None | Not covered |
| India InternationalCommercial Vehicle Third Party, Fire and TheftBuy Now | S$2,498.98 | Fire and theft only, up to market value | None | Not covered |
- Commercial Vehicle Third Party Only: India International’s price for a Toyota of 2.76 tons (its 2 to 3 tons band), made 12 years ago, no claims, no NCD; S$1,978.71 before GST, 9% added.
- Commercial Vehicle Third Party, Fire and Theft: India International’s price for a Toyota of 2.76 tons (its 2 to 3 tons band), made 12 years ago, no claims, no NCD; S$2,292.64 before GST, 9% added.
India International’s figures are its own online buy page’s answers, which quotes lorries, vans, pickups and refrigerated vehicles up to 2.99 tons and up to 20 years old (Comprehensive within 10, Third Party Fire & Theft within 15), with claims up to S$15,000; its price does not depend on who owns or drives the vehicle. It counts the vehicle’s age from its year of manufacture to the start of the cover, and its buy page reads the NCD and the accident count from the GIA record for the registration number rather than asking, so a different record there moves the price. You buy on India International’s site by entering the vehicle again, through SingPass; a driver under 21, over 75 or licensed for under 2 years carries an extra S$2,500.00 excess on a claim.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Made this yearInstead of made 12 years ago. Comprehensive from S$3,006.25. | S$2,304.38 | +S$147.59 |
| Made 8 years agoInstead of made 12 years ago. Comprehensive from S$2,608.84. | S$1,987.84 | −S$168.95 |
| 20% NCDThe highest NCD India International’s buy page offers. No Comprehensive plan. | S$1,725.44 | −S$431.35 |
| S$6,000 of claimsClaims in the last three years totalling S$6,000. No Comprehensive plan. | S$2,650.04 | +S$493.25 |
Why it costs this
For a Toyota refrigerated vehicle carrying 2 to 3 tons (5,500 kg laden, 2,700 kg unladen), made 12 years ago, with 0% NCD and no claims:
- India International prices the tonnage, the laden less the unladen weight over 1,016 kg, in three bands: under 1 ton, 1 to 2 tons and 2 to 3 tons. This vehicle is 2.76 tons.
- A refrigerated vehicle has its own, higher figures; a lorry, a van and a pickup price alike.
- The make moves the price in steps: for this vehicle, third party only runs from S$1,992.99 (Suzuki) to S$2,650.04 (Renault, Ssangyong).
- India International offers Comprehensive online only for vehicles up to 10 years old, and loads the third-party price of a vehicle over 10 years old.
- Your no-claim discount comes off the price, up to 20%; claims of more than S$3,000 in the last three years add to it. Who owns or drives the vehicle does not change India International's price.
Price history
For a Toyota refrigerated vehicle carrying 2 to 3 tons (5,500 kg laden, 2,700 kg unladen), made 12 years ago, with 0% NCD and no claims: Since 10 Nov 2026 the lowest price is unchanged, and India International has been cheapest throughout.
How these prices are worked out
India International's prices are worked out from the table swept off its own buy page on 28 Oct 2026 and checked against it every week: its figure before GST, plus 9% GST. Etiqa and Budget Direct quote live and are not priced on these pages. Shenton Brokers is an insurance broker in Singapore. This page's figures and every vehicle are in CSV files, updated daily.
Every vehicle · Compare commercial vehicle insurance with your own vehicle.
Questions people ask
How much is commercial vehicle insurance for a refrigerated vehicle carrying 2 to 3 tons?
At India International, from S$2,156.79 a year for third party only, GST included, for a Toyota refrigerated vehicle carrying 2 to 3 tons (5,500 kg laden, 2,700 kg unladen), made 12 years ago, with 0% NCD and no claims.
Why are Etiqa and Budget Direct not priced here?
Only India International is priced on this page, from the table swept off its own buy page. Etiqa and Budget Direct quote live from their own sites with your answers, so they have no price here: see theirs with your own vehicle on our commercial vehicle page, or press Ask Shenton to arrange.
Does motor insurance pay for the goods?
No. Goods in transit is a separate cover. Motor insurance doesn’t pay for the load.
Has the price changed?
Since 10 Nov 2026 the lowest price is unchanged, and India International has been cheapest throughout.
How do I buy it?
Buy Now takes you to India International’s own buy page, where you enter the vehicle again and buy through SingPass; India International issues the policy. Etiqa and Budget Direct are bought on their own sites after you see their live price on our commercial vehicle page. Ask Shenton to arrange sends us the plan and we arrange it for you.
Why might my own price be different?
The make, the weights on the log card, the year of manufacture, your NCD and your claims set India International's price. Its buy page reads the NCD and the accident count from the GIA record for the registration number, so a different record moves the price.