Personal accident insurance
Personal accident insurance for full-time national servicemen (NSFs): prices compared
Full-time national serviceman (NSF), S$50,000 cover
As of 28 Oct 2026 (Singapore time)
4 insurers price this, from S$95.92 to S$1,222.43 (as at 9 Oct 2026).
What we assumed
- One adult aged 18 to 59
- Full-time national serviceman (NSF) (usually occupation class 3)
- S$50,000 sum insured
Example prices
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| SompoPA Ease Plan 1 (S$50,000) | PA Ease Plan 1 (S$50,000) | S$95.92 | S$0.00 | 9 Oct 2026 |
| UOIUniPA Value (S$100,000) | UniPA Value (S$100,000) | S$133.42 | S$0.00 | 11 Oct 2026 |
| SompoPA Ease Plan 2 (S$100,000) | PA Ease Plan 2 (S$100,000) | S$154.78 | S$0.00 | 9 Oct 2026 |
| UOIUniPA Plus (S$200,000) | UniPA Plus (S$200,000) | S$218.76 | S$0.00 | 11 Oct 2026 |
| IncomePA Assurance Basic (S$100,000) | PA Assurance Basic (S$100,000) | S$233.26 | S$0.00 | 16 Oct 2026 |
| IncomePA Assurance Basic with infectious disease cover (S$100,000) | PA Assurance Basic with infectious disease cover (S$100,000) | S$255.06 | S$0.00 | 16 Oct 2026 |
| SompoPA Ease Plan 3 (S$150,000) | PA Ease Plan 3 (S$150,000) | S$265.96 | S$0.00 | 9 Oct 2026 |
| AllianzAccident Protect Plus Silver (S$100,000) | Accident Protect Plus Silver (S$100,000) | S$281.15 | S$0.00 | 19 Oct 2026 |
| IncomePA Assurance Classic (S$200,000) | PA Assurance Classic (S$200,000) | S$361.88 | S$0.00 | 16 Oct 2026 |
| IncomePA Assurance Classic with infectious disease cover (S$200,000) | PA Assurance Classic with infectious disease cover (S$200,000) | S$409.84 | S$0.00 | 16 Oct 2026 |
| IncomePA Assurance Superior (S$300,000) | PA Assurance Superior (S$300,000) | S$479.60 | S$0.00 | 16 Oct 2026 |
| UOIUniPA Pro (S$500,000) | UniPA Pro (S$500,000) | S$522.76 | S$0.00 | 11 Oct 2026 |
| IncomePA Assurance Superior with infectious disease cover (S$300,000) | PA Assurance Superior with infectious disease cover (S$300,000) | S$552.63 | S$0.00 | 16 Oct 2026 |
| AllianzAccident Protect Plus Gold (S$250,000) | Accident Protect Plus Gold (S$250,000) | S$660.12 | S$0.00 | 19 Oct 2026 |
| AllianzAccident Protect Plus Platinum (S$500,000) | Accident Protect Plus Platinum (S$500,000) | S$1,222.43 | S$0.00 | 19 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quoteYou finish buying on the insurer's own site. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is personal accident insurance for full-time national serviceman (NSF), S$50,000 cover?
Today, 4 insurers price this, from S$95.92 to S$1,222.43 (as at 9 Oct 2026). The cheapest is Sompo PA Ease Plan 1 (S$50,000) at S$95.92 (as at 9 Oct 2026). All prices include 9% GST.
What do these prices assume?
One adult aged 18 to 59. Full-time national serviceman (NSF) (usually occupation class 3). S$50,000 sum insured.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.