Typical personal accident quotes
Surveyor or draughtsman: personal accident insurance for a couple
What personal accident insurance costs today for you and your spouse, if your job is surveyor or draughtsman and your spouse works in an office (an accountant): S$50,000 cover, adults aged 18 to 59, no motorcycle or risky sports.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, personal accident insurance for a couple (you and your spouse), your job surveyor or draughtsman, costs from S$135.25 a year (GST included) at HL Assurance, Family Protect360 Bronze, Family (me and my spouse; S$50,000 an adult; priced as the Family plan), at S$50,000 cover; 21 insurers quote it online, up to S$582.06 at China Taiping.
- Cheapest: S$135.25 a year at HL Assurance; the middle of 21 insurers is S$295.00.
- One adult in the same job: from S$51.27.
- At S$500,000 cover: from S$981.00 at EQ Insurance.
Insurer by insurer
| Insurer | A year | Medical expenses | Hospital cash a day | Dengue and other infectious diseases |
|---|---|---|---|---|
| HL AssuranceFamily Protect360 Bronze, Family (me and my spouse; S$50,000 an adult; priced as the Family plan) | S$135.25 | S$500 | Not included | Covered |
| Tokio MarineTM 365 Personal Accident Plan A (S$50,000), me and my spouse | S$191.30 | S$2,000 | S$50 | Covered |
| SompoPA Ease Plan 1, me and my spouse (S$50,000 each adult) | S$191.84 | S$1,000 | Not included | Covered |
| India Internationali-Aid Basic, me and my spouse (S$50,000 each adult) | S$201.65 | S$3,000 | Not included | Covered |
| HSBC LifeHSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each) | S$214.73 | Not included | Not included | Not covered |
| EQ InsuranceEQ Personal Accident, death and permanent disablement (S$50,000 each), me and my spouse (one policy each) | S$218.00 | Not included | Not included | Not covered |
| Great AmericanGreat Personal Accident Insurance Classic (S$100,000) Basic, me and my spouse | S$250.85 | S$4,000 | Not included | Not covered |
| MSIGProtectionPlus Silver, me and my spouse (S$100,000 each adult) | S$267.60 | S$1,000 | S$50 | Not covered |
| UOIUniPA Value, me and my spouse (S$100,000 each adult) | S$290.38 | S$2,000 | Not included | Not covered |
| AllianzAccident Protect Plus Silver, me and my spouse (S$100,000 each adult; 15% off the whole premium) | S$290.94 | S$3,000 | S$50 | Covered |
| ERGOERGO AccidentProtect Basic (S$100,000), Core Cover, me and my spouse (each adult on their own class) | S$295.00 | S$3,000 | Not included | Covered |
| LibertyPACare Plus Enhanced Essential, me and my spouse (S$50,000 each adult) | S$316.10 | S$1,000 | S$50 | Covered |
| LonpacPersonal CarePlus Basic, me and my spouse (S$100,000 each adult; spouse 10% off) | S$325.28 | S$5,000 | S$75 | Covered |
| EtiqaTiq Personal Accident Enhanced Silver, Me and my spouse (S$125,000 each adult) | S$340.74 | S$500 | S$50 | Covered |
| AIGSapphire Enhanced Choices Standard, Basic package, me and my spouse (S$100,000 each adult) | S$346.62 | S$2,000 | S$50 | Covered |
| Great EasternPA Supreme Plan A, me and my spouse (S$100,000 each adult, each on their own class) | S$370.60 | S$2,000 | S$100 | Not covered |
| ChubbDBS MultiGen Protect Classic, me and my spouse (S$100,000 each adult; 10% multi-member discount) | S$453.49 | S$2,000 | Not included | Covered |
| IncomePA Assurance Basic, me and my spouse (S$100,000 each) | S$466.52 | S$3,000 | S$100 | Not covered |
| QBEPA Prestige Plan A, me and my spouse (S$100,000 each adult) | S$479.60 | S$3,000 | S$100 | Covered |
| SinglifePersonal Accident Lite, me and my spouse (S$100,000 each adult) | S$551.93 | S$3,000 | S$50 | Covered |
| China TaipingEconomy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse) | S$582.06 | S$1,000 | S$100 | Covered |
No online price: FWD (This insurer has no online price for this combination of adults and children).
See this quote on the results page, where you can change the sum insured and filter by cover.
By sum insured
- S$50,000: from S$135.25 at HL Assurance
- S$100,000: from S$214.73 at HSBC Life
- S$200,000: from S$392.40 at EQ Insurance
- S$500,000: from S$981.00 at EQ Insurance
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| S$100,000 cover insteadTwice the payout for death or permanent disability (HSBC Life). | S$214.73 | +S$79.48 |
| With hospital cashA daily sum while in hospital after an accident; the cheapest plan with it: Tokio Marine, TM 365 Personal Accident Plan A (S$50,000), me and my spouse. | S$191.30 | +S$56.05 |
Why it costs this
- Insurers price personal accident cover by the job's accident risk: surveyor or draughtsman is class 2 on the form (outdoor, supervisory or light manual work), and some insurers rate each job on their own list.
- A couple pays 2.6 times what one adult pays; the spouse is priced in office work.
- The sum insured comes next: from S$135.25 at S$50,000 to S$981.00 at S$500,000 for the same people today.
- The prices are for adults aged 18 to 59 who do not ride a motorcycle or take part in risky sports; insurers charge more for those or leave them out.
- 1 insurer does not quote this online: FWD (This insurer has no online price for this combination of adults and children).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Other jobs in class 2
For a couple, no job the insurers price online costs less than this one; 81 cost the same.
| Job | Lowest price | Cheapest insurer |
|---|---|---|
| Caregiver or nanny | S$135.25 | HL Assurance |
| Chauffeur or private driver | S$135.25 | HL Assurance |
| Cleaner (home or office) | S$135.25 | HL Assurance |
| Dance instructor | S$135.25 | HL Assurance |
| Dentist | S$135.25 | HL Assurance |
| Doctor | S$135.25 | HL Assurance |
| Domestic helper | S$135.25 | HL Assurance |
| Fitness or gym instructor | S$135.25 | HL Assurance |
How these prices are worked out
Each price is what the insurer charges today for these people and this job, a year, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells personal accident insurance online. This job's figures and every job are in CSV files, updated daily.
Every profile for surveyor or draughtsman. Compare personal accident insurance for your own answers.
Questions people ask
How much is personal accident insurance for a couple if my job is surveyor or draughtsman?
From S$135.25 a year at HL Assurance on today's prices, at S$50,000 cover with GST; the middle insurer's cheapest plan is S$295.00, across 21 insurers.
How much more is it than covering only me?
One adult in the same job pays from S$51.27 (HL Assurance); a couple from S$135.25 (HL Assurance).
What is the cheapest plan that covers dengue?
HL Assurance Family Protect360 Bronze, Family (me and my spouse; S$50,000 an adult; priced as the Family plan), S$135.25 today, covers dengue and other infectious diseases as its policy lists them.
How much is a higher sum insured?
The lowest price is S$135.25 at S$50,000, S$214.73 at S$100,000, S$392.40 at S$200,000, S$981.00 at S$500,000.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a couple online?
FWD (This insurer has no online price for this combination of adults and children).