Typical personal accident quotes
Clergy or religious worker: personal accident insurance for a parent and 1 child
What personal accident insurance costs today for you and your child, if your job is clergy or religious worker: S$50,000 cover, adults aged 18 to 59, no motorcycle or risky sports.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, personal accident insurance for a parent and 1 child (you and your child), your job clergy or religious worker, costs from S$122.63 a year (GST included) at Tokio Marine, TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children, at S$50,000 cover; 19 insurers quote it online, up to S$512.30 at HSBC Life.
- Cheapest: S$122.63 a year at Tokio Marine; the middle of 19 insurers is S$216.45.
- One adult in the same job: from S$51.27.
- At S$500,000 cover: from S$512.30 at HSBC Life.
Insurer by insurer
| Insurer | A year | Medical expenses | Hospital cash a day | Dengue and other infectious diseases |
|---|---|---|---|---|
| Tokio MarineTM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children | S$122.63 | S$2,000 | S$50 | Covered |
| HL AssuranceFamily Protect360 Bronze, Myself With Child(ren) (S$50,000 an adult, S$10,000 a child) | S$135.25 | S$500 | Not included | Covered |
| MSIGProtectionPlus Silver, me and my children (S$100,000) | S$136.25 | S$1,000 | S$50 | Not covered |
| SompoPA Ease Plan 1, me and my children (S$50,000; each child S$47.96) | S$143.88 | S$1,000 | Not included | Covered |
| LibertyPACare Plus Enhanced Essential, me and my children (S$50,000) | S$146.06 | S$1,000 | S$50 | Covered |
| AllianzAccident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$187.03 | S$3,000 | S$50 | Covered |
| ERGOERGO AccidentProtect Basic (S$100,000), Core Cover, me and my children (core premium plus 40%; children at 20% of the cover) | S$189.00 | S$3,000 | Not included | Covered |
| India Internationali-Aid Basic, me and my children (S$50,000; S$10,000 each child) | S$190.75 | S$3,000 | Not included | Covered |
| LonpacPersonal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3) | S$205.44 | S$5,000 | S$75 | Covered |
| EtiqaTiq Personal Accident Enhanced Silver, Me and my children (S$125,000) | S$216.45 | S$500 | S$50 | Covered |
| Great EasternPA Supreme Plan A, me and my children (S$100,000; each child S$56.68, up to 6) | S$218.00 | S$2,000 | S$100 | Not covered |
| QBEPA Prestige Plan A, me and my children (S$100,000; each child S$30.52) | S$253.97 | S$3,000 | S$100 | Covered |
| AIGSapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000) | S$259.97 | S$2,000 | S$50 | Covered |
| SinglifePersonal Accident Lite, me and my children (S$100,000) | S$285.23 | S$3,000 | S$50 | Covered |
| FWDFWD Life PA S$100,000 (Plan A), me and my children | S$337.90 | S$2,000 | Not included | Covered |
| IncomePA Assurance Basic, me and my children (S$100,000; each child 40% off) | S$373.22 | S$3,000 | S$100 | Not covered |
| ChubbDBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount) | S$374.28 | S$2,000 | Not included | Covered |
| China TaipingEconomy, me and my children (Family plan: S$100,000 for you, S$10,000 each child) | S$407.66 | S$1,000 | S$100 | Covered |
| HSBC LifeHSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free) | S$512.30 | Not included | Not included | Not covered |
No online price: EQ Insurance (This insurer has no online price for this combination of adults and children); Great American (This insurer has no online price for this combination of adults and children); UOI (This insurer has no online price for this combination of adults and children).
See this quote on the results page, where you can change the sum insured and filter by cover.
By sum insured
- S$50,000: from S$122.63 at Tokio Marine
- S$100,000: from S$136.25 at MSIG
- S$200,000: from S$312.20 at ERGO
- S$500,000: from S$512.30 at HSBC Life
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| S$100,000 cover insteadTwice the payout for death or permanent disability (MSIG). | S$136.25 | +S$13.62 |
Why it costs this
- Insurers price personal accident cover by the job's accident risk: clergy or religious worker is class 1 on the form (office and indoor work), and some insurers rate each job on their own list.
- Family and parent plans cover the children at a set price, so a parent and 1 child pays 2.4 times what one adult pays, not one policy each.
- The sum insured comes next: from S$122.63 at S$50,000 to S$512.30 at S$500,000 for the same people today.
- The prices are for adults aged 18 to 59 who do not ride a motorcycle or take part in risky sports; insurers charge more for those or leave them out.
- 3 insurers do not quote this online: EQ Insurance (This insurer has no online price for this combination of adults and children); Great American (This insurer has no online price for this combination of adults and children); UOI (This insurer has no online price for this combination of adults and children).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Tokio Marine has been cheapest throughout.
Other jobs in class 1
For a parent and 1 child, no job the insurers price online costs less than this one; 29 cost the same.
| Job | Lowest price | Cheapest insurer |
|---|---|---|
| Accountant | S$122.63 | Tokio Marine |
| Administrator or clerk | S$122.63 | Tokio Marine |
| Architect | S$122.63 | Tokio Marine |
| Auditor | S$122.63 | Tokio Marine |
| Banker or financial adviser | S$122.63 | Tokio Marine |
| Business owner (office-based) | S$122.63 | Tokio Marine |
| Civil servant (office-based) | S$122.63 | Tokio Marine |
| Consultant | S$122.63 | Tokio Marine |
How these prices are worked out
Each price is what the insurer charges today for these people and this job, a year, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells personal accident insurance online. This job's figures and every job are in CSV files, updated daily.
Every profile for clergy or religious worker. Compare personal accident insurance for your own answers.
Questions people ask
How much is personal accident insurance for a parent and 1 child if my job is clergy or religious worker?
From S$122.63 a year at Tokio Marine on today's prices, at S$50,000 cover with GST; the middle insurer's cheapest plan is S$216.45, across 19 insurers.
How much more is it than covering only me?
One adult in the same job pays from S$51.27 (HL Assurance); a parent and 1 child from S$122.63 (Tokio Marine).
What is the cheapest plan that covers dengue?
Tokio Marine TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children, S$122.63 today, covers dengue and other infectious diseases as its policy lists them.
How much is a higher sum insured?
The lowest price is S$122.63 at S$50,000, S$136.25 at S$100,000, S$312.20 at S$200,000, S$512.30 at S$500,000.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Tokio Marine has been cheapest throughout.
Which insurers do not quote a parent and 1 child online?
EQ Insurance (This insurer has no online price for this combination of adults and children); Great American (This insurer has no online price for this combination of adults and children); UOI (This insurer has no online price for this combination of adults and children).