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Home insurance for HDB flats

Home insurance for HDB flats in Tengah

What insuring an HDB flat in Tengah costs today, owner or tenant, by flat type; the HDB fire insurance premium; and what the town's flats have resold for over the last twelve months, from HDB's own records.

Prices as of 28 Oct 2026, GST included.

In short

  • 145 HDB blocks with 16,318 homes, completed from 2023 to 2026.
  • No resales yet in the last twelve months: flats can be resold only after the five-year minimum occupation period.

By flat type

Home insurance: the lowest yearly premium for the belongings sum shown, GST included; the price is the same in every town. HDB fire insurance: five years. Resales: HDB's records, November 2025 to October 2026.
Flat typeOwnerTenantHDB fireMedian resale
2-room5,231 flats; S$15,000 of belongingsNo online priceNo online priceS$1.99None
3-room1,349 flats; S$30,000 of belongingsNo online priceNo online priceS$3.27None
4-room5,608 flats; S$60,000 of belongingsNo online priceNo online priceS$4.59None
5-room4,130 flats; S$60,000 of belongingsNo online priceNo online priceS$5.43None

Contains information from HDB's HDB Property Information and Resale Flat Prices datasets, accessed on 27 Oct 2026 from data.gov.sg, made available under the Singapore Open Data Licence version 1.0. HDB fire insurance premiums from Etiqa. Compare home insurance for your own home.

Questions people ask

Does home insurance cost more in Tengah?

No. The insurers we compare price an HDB flat the same in every town: on whether you own or rent and the cover for your belongings. HDB fire insurance is priced by flat type only.

Should I insure my belongings for what my flat is worth?

No. Insure your belongings for what they would cost to replace new: furniture, appliances, clothes and valuables. Most HDB households fall under S$60,000. The flat's structure is covered by HDB fire insurance; your renovations by home insurance.