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Home insurance for HDB flats

Home insurance for HDB flats in Ang Mo Kio

What insuring an HDB flat in Ang Mo Kio costs today, owner or tenant, by flat type; the HDB fire insurance premium; and what the town's flats have resold for over the last twelve months, from HDB's own records.

Prices as of 28 Oct 2026, GST included.

In short

  • 392 HDB blocks with 52,139 homes, completed from 1975 to 2025.
  • 874 flats resold from November 2025 to October 2026.

By flat type

Home insurance: the lowest yearly premium for the belongings sum shown, GST included; the price is the same in every town. HDB fire insurance: five years. Resales: HDB's records, November 2025 to October 2026.
Flat typeOwnerTenantHDB fireMedian resale
1-room1,314 flats; S$15,000 of belongingsNo online priceNo online priceS$1.11None
Studio apartment290 flats; S$15,000 of belongingsNo online priceNo online priceS$1.99None
2-room3,956 flats; S$15,000 of belongingsNo online priceNo online priceS$1.99S$324,000 (24, 44 m²)
3-room24,592 flats; S$30,000 of belongingsNo online priceNo online priceS$3.27S$430,000 (416, 68 m²)
4-room15,178 flats; S$60,000 of belongingsNo online priceNo online priceS$4.59S$617,500 (282, 93 m²)
5-room6,292 flats; S$60,000 of belongingsNo online priceNo online priceS$5.43S$988,000 (145, 118 m²)
Executive505 flats; S$60,000 of belongingsNo online priceNo online priceS$6.68S$1,201,888 (7, 156 m²)

Contains information from HDB's HDB Property Information and Resale Flat Prices datasets, accessed on 27 Oct 2026 from data.gov.sg, made available under the Singapore Open Data Licence version 1.0. HDB fire insurance premiums from Etiqa. Compare home insurance for your own home.

Questions people ask

Does home insurance cost more in Ang Mo Kio?

No. The insurers we compare price an HDB flat the same in every town: on whether you own or rent and the cover for your belongings. HDB fire insurance is priced by flat type only.

What do 3-room flats in Ang Mo Kio sell for?

416 were resold from November 2025 to October 2026, at a median of S$430,000 (S$355,000 to S$800,000), by HDB's records. The resale price does not change what home insurance costs.

Should I insure my belongings for what my flat is worth?

No. Insure your belongings for what they would cost to replace new: furniture, appliances, clothes and valuables. Most HDB households fall under S$60,000. The flat's structure is covered by HDB fire insurance; your renovations by home insurance.