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Travel insurance

EQ Insurance vs HL Assurance travel insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, EQ Insurance was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceHL Assurance
One week in Thailand, one adultS$44.00EQ TravelSafe Basicas at 19 Oct 2026S$23.20Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Two weeks in Japan, one adultS$81.25EQ TravelSafe Basicas at 19 Oct 2026S$38.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Three weeks in Europe, one adultS$197.50EQ TravelSafe Basicas at 19 Oct 2026S$71.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Long weekend in Malaysia, one adultS$29.00EQ TravelSafe Basicas at 19 Oct 2026S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
A year of trips in Asia, one adultS$328.00EQ TravelSafe Basic Annual Multi-Tripas at 19 Oct 2026S$189.50Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Tripas at 21 Oct 2026
One week in Japan, one adultS$50.00EQ TravelSafe Basicas at 19 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
One week in South Korea, one adultS$50.00EQ TravelSafe Basicas at 19 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
One week in Taiwan, one adultS$50.00EQ TravelSafe Basicas at 19 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
One week in China, one adultS$50.00EQ TravelSafe Basicas at 19 Oct 2026S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Five days in Hong Kong, one adultS$41.25EQ TravelSafe Basicas at 19 Oct 2026S$22.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Five days in Thailand, one adultS$35.00EQ TravelSafe Basicas at 19 Oct 2026S$20.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026
Three days in Malaysia, one adultS$29.00EQ TravelSafe Basicas at 19 Oct 2026S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: EQ Insurance EQ TravelSafe Basic, HL Assurance Travel Assured Plus Basic (no COVID-19 cover).
CoverEQ InsuranceHL Assurance
Overseas medical expensesS$250,000 (S$75,000 if above age 70)S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover
Trip cancellationS$6,000S$5,000
Baggage and personal belongingsS$3,000S$3,000 (delayed baggage S$100 every 6 hours up to S$800)
COVID-19Covered when you tick the COVID-19 Extension at EQ's checkout: the form adds it at no charge (S$0.00 for every plan, zone, trip length and party on 15 October 2026, departures to mid-2027); overseas and Singapore medical expenses, trip postponement, curtailment, cancellation and misconnection then apply to COVID-19 at the plan's limits; you must meet the destination's vaccination and test rulesNot covered
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is EQ Insurance or HL Assurance cheaper for travel insurance?

Of the 12 examples both price, EQ Insurance was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with HL Assurance's?

On each one's cheapest plan for one week in Thailand, one adult (EQ Insurance EQ TravelSafe Basic, HL Assurance Travel Assured Plus Basic (no COVID-19 cover)): Overseas medical expenses: EQ Insurance S$250,000 (S$75,000 if above age 70), HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover; Trip cancellation: EQ Insurance S$6,000, HL Assurance S$5,000; Baggage and personal belongings: EQ Insurance S$3,000, HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800); COVID-19: EQ Insurance Covered when you tick the COVID-19 Extension at EQ's checkout: the form adds it at no charge (S$0.00 for every plan, zone, trip length and party on 15 October 2026, departures to mid-2027); overseas and Singapore medical expenses, trip postponement, curtailment, cancellation and misconnection then apply to COVID-19 at the plan's limits; you must meet the destination's vaccination and test rules, HL Assurance Not covered; Excess: EQ Insurance S$0.00, HL Assurance S$0.00.

What discounts are EQ Insurance and HL Assurance running?

EQ Insurance: none to show. HL Assurance: 60% off; 50% off.