Travel insurance
EQ Insurance vs HL Assurance travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, EQ Insurance was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | HL Assurance |
|---|---|---|
| One week in Thailand, one adult | S$44.00EQ TravelSafe Basicas at 19 Oct 2026 | S$23.20Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Two weeks in Japan, one adult | S$81.25EQ TravelSafe Basicas at 19 Oct 2026 | S$38.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Three weeks in Europe, one adult | S$197.50EQ TravelSafe Basicas at 19 Oct 2026 | S$71.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Long weekend in Malaysia, one adult | S$29.00EQ TravelSafe Basicas at 19 Oct 2026 | S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| A year of trips in Asia, one adult | S$328.00EQ TravelSafe Basic Annual Multi-Tripas at 19 Oct 2026 | S$189.50Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Tripas at 21 Oct 2026 |
| One week in Japan, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in South Korea, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in Taiwan, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| One week in China, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$25.60Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Five days in Hong Kong, one adult | S$41.25EQ TravelSafe Basicas at 19 Oct 2026 | S$22.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Five days in Thailand, one adult | S$35.00EQ TravelSafe Basicas at 19 Oct 2026 | S$20.00Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
| Three days in Malaysia, one adult | S$29.00EQ TravelSafe Basicas at 19 Oct 2026 | S$16.80Travel Assured Plus Basic (no COVID-19 cover)as at 21 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | HL Assurance |
|---|---|---|
| Overseas medical expenses | S$250,000 (S$75,000 if above age 70) | S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover |
| Trip cancellation | S$6,000 | S$5,000 |
| Baggage and personal belongings | S$3,000 | S$3,000 (delayed baggage S$100 every 6 hours up to S$800) |
| COVID-19 | Covered when you tick the COVID-19 Extension at EQ's checkout: the form adds it at no charge (S$0.00 for every plan, zone, trip length and party on 15 October 2026, departures to mid-2027); overseas and Singapore medical expenses, trip postponement, curtailment, cancellation and misconnection then apply to COVID-19 at the plan's limits; you must meet the destination's vaccination and test rules | Not covered |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- HL Assurance: 60% off; 50% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or HL Assurance cheaper for travel insurance?
Of the 12 examples both price, EQ Insurance was cheaper on 0, HL Assurance on 12. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with HL Assurance's?
On each one's cheapest plan for one week in Thailand, one adult (EQ Insurance EQ TravelSafe Basic, HL Assurance Travel Assured Plus Basic (no COVID-19 cover)): Overseas medical expenses: EQ Insurance S$250,000 (S$75,000 if above age 70), HL Assurance S$150,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$10,000; no COVID-19 cover; Trip cancellation: EQ Insurance S$6,000, HL Assurance S$5,000; Baggage and personal belongings: EQ Insurance S$3,000, HL Assurance S$3,000 (delayed baggage S$100 every 6 hours up to S$800); COVID-19: EQ Insurance Covered when you tick the COVID-19 Extension at EQ's checkout: the form adds it at no charge (S$0.00 for every plan, zone, trip length and party on 15 October 2026, departures to mid-2027); overseas and Singapore medical expenses, trip postponement, curtailment, cancellation and misconnection then apply to COVID-19 at the plan's limits; you must meet the destination's vaccination and test rules, HL Assurance Not covered; Excess: EQ Insurance S$0.00, HL Assurance S$0.00.
What discounts are EQ Insurance and HL Assurance running?
EQ Insurance: none to show. HL Assurance: 60% off; 50% off.