Travel insurance
EQ Insurance vs ERGO travel insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, EQ Insurance was cheaper on 0, ERGO on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | ERGO |
|---|---|---|
| One week in Thailand, one adult | S$44.00EQ TravelSafe Basicas at 19 Oct 2026 | S$27.43ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Two weeks in Japan, one adult | S$81.25EQ TravelSafe Basicas at 19 Oct 2026 | S$51.58ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Three weeks in Europe, one adult | S$197.50EQ TravelSafe Basicas at 19 Oct 2026 | S$141.11ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Long weekend in Malaysia, one adult | S$29.00EQ TravelSafe Basicas at 19 Oct 2026 | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 |
| A year of trips in Asia, one adult | S$328.00EQ TravelSafe Basic Annual Multi-Tripas at 19 Oct 2026 | S$231.93ERGO TravelProtect Essential (Annual Multi-Trip)as at 24 Oct 2026 |
| One week in Japan, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| One week in South Korea, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| One week in Taiwan, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| One week in China, one adult | S$50.00EQ TravelSafe Basicas at 19 Oct 2026 | S$31.05ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Five days in Hong Kong, one adult | S$41.25EQ TravelSafe Basicas at 19 Oct 2026 | S$25.68ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Five days in Thailand, one adult | S$35.00EQ TravelSafe Basicas at 19 Oct 2026 | S$22.41ERGO TravelProtect Essentialas at 24 Oct 2026 |
| Three days in Malaysia, one adult | S$29.00EQ TravelSafe Basicas at 19 Oct 2026 | S$17.40ERGO TravelProtect Essentialas at 24 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | ERGO |
|---|---|---|
| Overseas medical expenses | S$250,000 (S$75,000 if above age 70) | S$200,000 (S$100,000 above age 70) per person |
| Trip cancellation | S$6,000 | S$10,000 per person |
| Baggage and personal belongings | S$3,000 | S$3,000 per person |
| COVID-19 | Covered when you tick the COVID-19 Extension at EQ's checkout: the form adds it at no charge (S$0.00 for every plan, zone, trip length and party on 15 October 2026, departures to mid-2027); overseas and Singapore medical expenses, trip postponement, curtailment, cancellation and misconnection then apply to COVID-19 at the plan's limits; you must meet the destination's vaccination and test rules | Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- ERGO: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or ERGO cheaper for travel insurance?
Of the 12 examples both price, EQ Insurance was cheaper on 0, ERGO on 12. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with ERGO's?
On each one's cheapest plan for one week in Thailand, one adult (EQ Insurance EQ TravelSafe Basic, ERGO ERGO TravelProtect Essential): Overseas medical expenses: EQ Insurance S$250,000 (S$75,000 if above age 70), ERGO S$200,000 (S$100,000 above age 70) per person; Trip cancellation: EQ Insurance S$6,000, ERGO S$10,000 per person; Baggage and personal belongings: EQ Insurance S$3,000, ERGO S$3,000 per person; COVID-19: EQ Insurance Covered when you tick the COVID-19 Extension at EQ's checkout: the form adds it at no charge (S$0.00 for every plan, zone, trip length and party on 15 October 2026, departures to mid-2027); overseas and Singapore medical expenses, trip postponement, curtailment, cancellation and misconnection then apply to COVID-19 at the plan's limits; you must meet the destination's vaccination and test rules, ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore; Excess: EQ Insurance S$0.00, ERGO S$0.00.
What discounts are EQ Insurance and ERGO running?
EQ Insurance: none to show. ERGO: none to show.