Personal accident insurance
Tokio Marine vs UOI personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 8 examples both price, Tokio Marine was cheaper on 6, UOI on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Tokio Marine | UOI |
|---|---|---|
| Accountant, S$200,000 cover | S$250.70TM 365 Personal Accident Plan C (S$200,000)as at 19 Oct 2026 | S$218.76UniPA Plus (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$196.20TM 365 Personal Accident Plan B (S$100,000)as at 19 Oct 2026 | S$156.96UniPA Value (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$92.65TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 | S$133.42UniPA Value (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$119.90TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 | S$156.96UniPA Value (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$218.00TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 | S$423.57UniPA Value (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$166.77TM 365 Personal Accident Plan A (S$50,000), me and my spouseas at 19 Oct 2026 | S$266.83UniPA Value, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$122.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$152.87TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$194.57TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 | S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$231.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 | S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Tokio Marine | UOI |
|---|---|---|
| Accident medical expenses | S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500 | S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300 |
| Hospital cash | Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days | Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days |
| Infectious diseases (e.g. dengue) | Dengue and Zika virus infection covered (brochure); limits not stated | Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Tokio Marine: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Tokio Marine or UOI cheaper for personal accident insurance?
Of the 8 examples both price, Tokio Marine was cheaper on 6, UOI on 2. Your own answers can change the order, so get your own quote.
How does Tokio Marine's cover compare with UOI's?
On each one's cheapest plan for accountant, S$200,000 cover (Tokio Marine TM 365 Personal Accident Plan C (S$200,000), UOI UniPA Plus (S$200,000)): Accident medical expenses: Tokio Marine S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500, UOI S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300; Hospital cash: Tokio Marine Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days, UOI Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days; Infectious diseases (e.g. dengue): Tokio Marine Dengue and Zika virus infection covered (brochure); limits not stated, UOI Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support; Excess: Tokio Marine S$0.00, UOI S$0.00.
What discounts are Tokio Marine and UOI running?
Tokio Marine: none to show. UOI: none to show.