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Personal accident insurance

Sompo vs UOI personal accident insurance

As of 29 Oct 2026 (Singapore time)

Of the 8 examples both price, Sompo was cheaper on 6, UOI on 2. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSompoUOI
Accountant, S$200,000 coverS$316.10PAStar Elite (S$200,000)as at 9 Oct 2026S$218.76UniPA Plus (S$200,000)as at 11 Oct 2026
Sales executive who travels for work, S$100,000 coverS$154.78PA Ease Plan 2 (S$100,000)as at 9 Oct 2026S$156.96UniPA Value (S$100,000)as at 11 Oct 2026
Technician, S$500,000 coverNo online priceNo online price
Class 1 job, S$50,000 coverS$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026S$133.42UniPA Value (S$100,000)as at 11 Oct 2026
Class 2 job, S$50,000 coverS$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026S$156.96UniPA Value (S$100,000)as at 11 Oct 2026
Class 3 job, S$50,000 coverS$130.80PA Ease Plan 1 (S$50,000)as at 9 Oct 2026S$423.57UniPA Value (S$100,000)as at 11 Oct 2026
You and your spouse, S$50,000 coverS$191.84PA Ease Plan 1, me and my spouse (S$50,000 each adult)as at 9 Oct 2026S$266.83UniPA Value, me and my spouse (S$100,000 each adult)as at 11 Oct 2026
You and 1 child, S$50,000 coverS$143.88PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026No online price
You and 2 children, S$50,000 coverS$191.84PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026No online price
Family: you, your spouse and 1 child, S$50,000 coverS$239.80PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$287.76PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026
1 child on their ownS$152.60PAJunior Bunny (S$10,000 each child; first child S$152.60, then 10% off)as at 9 Oct 2026No online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Sompo PAStar Elite (S$200,000), UOI UniPA Plus (S$200,000).
CoverSompoUOI
Accident medical expensesS$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a yearS$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300
Hospital cashS$150 a day, up to 365 days per accident; doubled in ICUOptional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days
Infectious diseases (e.g. dengue)Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemicOptional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Sompo or UOI cheaper for personal accident insurance?

Of the 8 examples both price, Sompo was cheaper on 6, UOI on 2. Your own answers can change the order, so get your own quote.

How does Sompo's cover compare with UOI's?

On each one's cheapest plan for accountant, S$200,000 cover (Sompo PAStar Elite (S$200,000), UOI UniPA Plus (S$200,000)): Accident medical expenses: Sompo S$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a year, UOI S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300; Hospital cash: Sompo S$150 a day, up to 365 days per accident; doubled in ICU, UOI Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days; Infectious diseases (e.g. dengue): Sompo Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemic, UOI Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support; Excess: Sompo S$0.00, UOI S$0.00.

What discounts are Sompo and UOI running?

Sompo: none to show. UOI: none to show.