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Personal accident insurance

QBE vs UOI personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 8 examples both price, QBE was cheaper on 1, UOI on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleQBEUOI
Accountant, S$200,000 coverS$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026S$218.76UniPA Plus (S$200,000)as at 11 Oct 2026
Sales executive who travels for work, S$100,000 coverS$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026S$156.96UniPA Value (S$100,000)as at 11 Oct 2026
Technician, S$500,000 coverS$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026No online price
Class 1 job, S$50,000 coverS$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026S$133.42UniPA Value (S$100,000)as at 11 Oct 2026
Class 2 job, S$50,000 coverS$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026S$156.96UniPA Value (S$100,000)as at 11 Oct 2026
Class 3 job, S$50,000 coverS$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026S$423.57UniPA Value (S$100,000)as at 11 Oct 2026
You and your spouse, S$50,000 coverS$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026S$266.83UniPA Value, me and my spouse (S$100,000 each adult)as at 11 Oct 2026
You and 1 child, S$50,000 coverS$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026No online price
You and 2 children, S$50,000 coverS$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026No online price
Family: you, your spouse and 1 child, S$50,000 coverS$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026
1 child on their ownNo online priceNo online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: QBE PA Prestige Plan B (S$200,000), UOI UniPA Plus (S$200,000).
CoverQBEUOI
Accident medical expensesS$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300
Hospital cashS$100 a day (maximum days not stated); temporary total disablement S$200 a weekOptional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days
Infectious diseases (e.g. dengue)Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure)Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

  • QBE: none to show
  • UOI: none to show

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is QBE or UOI cheaper for personal accident insurance?

Of the 8 examples both price, QBE was cheaper on 1, UOI on 7. Your own answers can change the order, so get your own quote.

How does QBE's cover compare with UOI's?

On each one's cheapest plan for accountant, S$200,000 cover (QBE PA Prestige Plan B (S$200,000), UOI UniPA Plus (S$200,000)): Accident medical expenses: QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750, UOI S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300; Hospital cash: QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week, UOI Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days; Infectious diseases (e.g. dengue): QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure), UOI Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support; Excess: QBE S$0.00, UOI S$0.00.

What discounts are QBE and UOI running?

QBE: none to show. UOI: none to show.