Personal accident insurance
QBE vs Tokio Marine personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, QBE was cheaper on 0, Tokio Marine on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | QBE | Tokio Marine |
|---|---|---|
| Accountant, S$200,000 cover | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 | S$250.70TM 365 Personal Accident Plan C (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$196.20TM 365 Personal Accident Plan B (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$92.65TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$119.90TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$218.00TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 | S$166.77TM 365 Personal Accident Plan A (S$50,000), me and my spouseas at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 | S$122.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 | S$152.87TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 | S$194.57TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 | S$231.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | QBE | Tokio Marine |
|---|---|---|
| Accident medical expenses | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 | S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500 |
| Hospital cash | S$100 a day (maximum days not stated); temporary total disablement S$200 a week | Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days |
| Infectious diseases (e.g. dengue) | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) | Dengue and Zika virus infection covered (brochure); limits not stated |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- QBE: none to show
- Tokio Marine: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is QBE or Tokio Marine cheaper for personal accident insurance?
Of the 10 examples both price, QBE was cheaper on 0, Tokio Marine on 10. Your own answers can change the order, so get your own quote.
How does QBE's cover compare with Tokio Marine's?
On each one's cheapest plan for accountant, S$200,000 cover (QBE PA Prestige Plan B (S$200,000), Tokio Marine TM 365 Personal Accident Plan C (S$200,000)): Accident medical expenses: QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750, Tokio Marine S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500; Hospital cash: QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week, Tokio Marine Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days; Infectious diseases (e.g. dengue): QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure), Tokio Marine Dengue and Zika virus infection covered (brochure); limits not stated; Excess: QBE S$0.00, Tokio Marine S$0.00.
What discounts are QBE and Tokio Marine running?
QBE: none to show. Tokio Marine: none to show.