Personal accident insurance
QBE vs Sompo personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, QBE was cheaper on 0, Sompo on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | QBE | Sompo |
|---|---|---|
| Accountant, S$200,000 cover | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 | S$316.10PAStar Elite (S$200,000)as at 9 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$154.78PA Ease Plan 2 (S$100,000)as at 9 Oct 2026 |
| Technician, S$500,000 cover | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| Class 2 job, S$50,000 cover | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| Class 3 job, S$50,000 cover | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$130.80PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| You and your spouse, S$50,000 cover | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 | S$191.84PA Ease Plan 1, me and my spouse (S$50,000 each adult)as at 9 Oct 2026 |
| You and 1 child, S$50,000 cover | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 | S$143.88PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026 |
| You and 2 children, S$50,000 cover | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 | S$191.84PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 | S$239.80PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 | S$287.76PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026 |
| 1 child on their own | No online price | S$152.60PAJunior Bunny (S$10,000 each child; first child S$152.60, then 10% off)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | QBE | Sompo |
|---|---|---|
| Accident medical expenses | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 | S$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a year |
| Hospital cash | S$100 a day (maximum days not stated); temporary total disablement S$200 a week | S$150 a day, up to 365 days per accident; doubled in ICU |
| Infectious diseases (e.g. dengue) | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) | Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemic |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is QBE or Sompo cheaper for personal accident insurance?
Of the 10 examples both price, QBE was cheaper on 0, Sompo on 10. Your own answers can change the order, so get your own quote.
How does QBE's cover compare with Sompo's?
On each one's cheapest plan for accountant, S$200,000 cover (QBE PA Prestige Plan B (S$200,000), Sompo PAStar Elite (S$200,000)): Accident medical expenses: QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750, Sompo S$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a year; Hospital cash: QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week, Sompo S$150 a day, up to 365 days per accident; doubled in ICU; Infectious diseases (e.g. dengue): QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure), Sompo Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemic; Excess: QBE S$0.00, Sompo S$0.00.
What discounts are QBE and Sompo running?
QBE: none to show. Sompo: none to show.