Personal accident insurance
MSIG vs QBE personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, MSIG was cheaper on 10, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MSIG | QBE |
|---|---|---|
| Accountant, S$200,000 cover | S$322.73PA RecoveryPlus Gold (S$200,000)as at 19 Oct 2026 | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$154.78ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 |
| Class 1 job, S$50,000 cover | S$125.35ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$125.35ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$207.10ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$238.17ProtectionPlus Silver, me and my spouse (S$100,000 each adult)as at 19 Oct 2026 | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$136.25ProtectionPlus Silver, me and my children (S$100,000)as at 19 Oct 2026 | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | S$147.15ProtectionPlus Silver, me and my children (S$100,000)as at 19 Oct 2026 | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)as at 19 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)as at 19 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MSIG | QBE |
|---|---|---|
| Medical expenses | S$2,000 per injury; alternative treatment S$400 (S$40 a visit); mobility aid S$2,000 | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 |
| Hospital cash | S$100 a day up to 365 days (doubled in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days | S$100 a day (maximum days not stated); temporary total disablement S$200 a week |
| Infectious disease | Hospital income for dengue, food poisoning and hand, foot and mouth disease only | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MSIG or QBE cheaper for personal accident insurance?
Of the 10 examples both price, MSIG was cheaper on 10, QBE on 0. Your own answers can change the order, so get your own quote.
How does MSIG's cover compare with QBE's?
On each one's cheapest plan for accountant, S$200,000 cover (MSIG PA RecoveryPlus Gold (S$200,000), QBE PA Prestige Plan B (S$200,000)): Medical expenses: MSIG S$2,000 per injury; alternative treatment S$400 (S$40 a visit); mobility aid S$2,000, QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: MSIG S$100 a day up to 365 days (doubled in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days, QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious disease: MSIG Hospital income for dengue, food poisoning and hand, foot and mouth disease only, QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: MSIG S$0.00, QBE S$0.00.
What discounts are MSIG and QBE running?
MSIG: 15% off; 20% off. QBE: none to show.