Personal accident insurance
Lonpac vs Sompo personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Lonpac was cheaper on 1, Sompo on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Lonpac | Sompo |
|---|---|---|
| Accountant, S$200,000 cover | S$303.60Personal CarePlus Standard (S$200,000)as at 11 Oct 2026 | S$316.10PAStar Elite (S$200,000)as at 9 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$154.78PA Ease Plan 2 (S$100,000)as at 9 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| Class 2 job, S$50,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$130.80PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| You and your spouse, S$50,000 cover | S$325.28Personal CarePlus Basic, me and my spouse (S$100,000 each adult; spouse 10% off)as at 11 Oct 2026 | S$191.84PA Ease Plan 1, me and my spouse (S$50,000 each adult)as at 9 Oct 2026 |
| You and 1 child, S$50,000 cover | S$205.44Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 | S$143.88PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026 |
| You and 2 children, S$50,000 cover | S$239.68Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 | S$191.84PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$359.52Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 | S$239.80PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$393.76Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 | S$287.76PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026 |
| 1 child on their own | No online price | S$152.60PAJunior Bunny (S$10,000 each child; first child S$152.60, then 10% off)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Lonpac | Sompo |
|---|---|---|
| Accident medical expenses | S$6,000 a year (TCM S$100 per treatment, up to S$750 a year) | S$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a year |
| Hospital cash | S$100 a day, up to 60 days | S$150 a day, up to 365 days per accident; doubled in ICU |
| Infectious diseases (e.g. dengue) | Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000 | Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemic |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Lonpac or Sompo cheaper for personal accident insurance?
Of the 9 examples both price, Lonpac was cheaper on 1, Sompo on 8. Your own answers can change the order, so get your own quote.
How does Lonpac's cover compare with Sompo's?
On each one's cheapest plan for accountant, S$200,000 cover (Lonpac Personal CarePlus Standard (S$200,000), Sompo PAStar Elite (S$200,000)): Accident medical expenses: Lonpac S$6,000 a year (TCM S$100 per treatment, up to S$750 a year), Sompo S$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a year; Hospital cash: Lonpac S$100 a day, up to 60 days, Sompo S$150 a day, up to 365 days per accident; doubled in ICU; Infectious diseases (e.g. dengue): Lonpac Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000, Sompo Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemic; Excess: Lonpac S$0.00, Sompo S$0.00.
What discounts are Lonpac and Sompo running?
Lonpac: none to show. Sompo: none to show.