Personal accident insurance
Lonpac vs QBE personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Lonpac was cheaper on 9, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Lonpac | QBE |
|---|---|---|
| Accountant, S$200,000 cover | S$303.60Personal CarePlus Standard (S$200,000)as at 11 Oct 2026 | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 |
| Class 1 job, S$50,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$325.28Personal CarePlus Basic, me and my spouse (S$100,000 each adult; spouse 10% off)as at 11 Oct 2026 | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$205.44Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | S$239.68Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$359.52Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$393.76Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Lonpac | QBE |
|---|---|---|
| Accident medical expenses | S$6,000 a year (TCM S$100 per treatment, up to S$750 a year) | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 |
| Hospital cash | S$100 a day, up to 60 days | S$100 a day (maximum days not stated); temporary total disablement S$200 a week |
| Infectious diseases (e.g. dengue) | Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000 | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Lonpac or QBE cheaper for personal accident insurance?
Of the 9 examples both price, Lonpac was cheaper on 9, QBE on 0. Your own answers can change the order, so get your own quote.
How does Lonpac's cover compare with QBE's?
On each one's cheapest plan for accountant, S$200,000 cover (Lonpac Personal CarePlus Standard (S$200,000), QBE PA Prestige Plan B (S$200,000)): Accident medical expenses: Lonpac S$6,000 a year (TCM S$100 per treatment, up to S$750 a year), QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: Lonpac S$100 a day, up to 60 days, QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious diseases (e.g. dengue): Lonpac Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000, QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: Lonpac S$0.00, QBE S$0.00.
What discounts are Lonpac and QBE running?
Lonpac: none to show. QBE: none to show.