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Personal accident insurance

Income vs QBE personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, Income was cheaper on 4, QBE on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleIncomeQBE
Accountant, S$200,000 coverS$361.88PA Assurance Classic (S$200,000)as at 16 Oct 2026S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026
Sales executive who travels for work, S$100,000 coverS$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026
Technician, S$500,000 coverS$817.50PA Assurance Premium (S$500,000)as at 16 Oct 2026S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026
Class 1 job, S$50,000 coverS$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026
Class 2 job, S$50,000 coverS$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026
Class 3 job, S$50,000 coverS$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026
You and your spouse, S$50,000 coverS$466.52PA Assurance Basic, me and my spouse (S$100,000 each)as at 16 Oct 2026S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026
You and 1 child, S$50,000 coverS$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026
You and 2 children, S$50,000 coverS$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026
1 child on their ownS$233.26PA Assurance Basic, children only (S$100,000 each child, full price)as at 16 Oct 2026No online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Income PA Assurance Classic (S$200,000), QBE PA Prestige Plan B (S$200,000).
CoverIncomeQBE
Medical expenses after an accidentS$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750)S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750
Daily hospital incomeS$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days)S$100 a day (maximum days not stated); temporary total disablement S$200 a week
Infectious diseasesNot covered: Income sells it as the "with infectious disease cover" version of this planDengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Income or QBE cheaper for personal accident insurance?

Of the 11 examples both price, Income was cheaper on 4, QBE on 7. Your own answers can change the order, so get your own quote.

How does Income's cover compare with QBE's?

On each one's cheapest plan for accountant, S$200,000 cover (Income PA Assurance Classic (S$200,000), QBE PA Prestige Plan B (S$200,000)): Medical expenses after an accident: Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750), QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Daily hospital income: Income S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days), QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious diseases: Income Not covered: Income sells it as the "with infectious disease cover" version of this plan, QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: Income S$0.00, QBE S$0.00.

What discounts are Income and QBE running?

Income: none to show. QBE: none to show.