HL Assurance vs Sompo personal accident insurance

Of the 10 examples both price, HL Assurance was cheaper on 9, Sompo on 1. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for accountant, S$200,000 cover (HL Assurance Family Protect360 Premier (S$250,000 an adult), Sompo PAStar Elite (S$200,000)): Accident medical expenses: HL Assurance S$2,500 an adult, including Chinese physician or chiropractor treatment up to 50% of the limit and ambulance charges up to S$200 an injury, Sompo S$4,000 per accident; Chinese physician or chiropractor S$100 a visit, S$600 per accident, S$1,200 a year; physiotherapy S$1,500 a year; Hospital cash: HL Assurance Not covered; income protector S$1,000 a month up to S$6,000 after permanent total disablement, home care S$2,500, Sompo S$150 a day, up to 365 days per accident; doubled in ICU; Infectious diseases (e.g. dengue): HL Assurance Covered: medical expenses for 20 named infectious diseases including dengue fever, hand, foot and mouth disease, Zika and malaria, within the S$2,500 medical limit, after a 14-day waiting period; cover ceases once an epidemic or pandemic is declared, Sompo Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19 (death and disablement, medical expenses, hospital allowance); not while declared an epidemic or pandemic; Excess: HL Assurance S$0.00, Sompo S$0.00.

HL Assurance: Promo code SAVE30: 10% + S$30 off. Sompo: none to show.