Personal accident insurance
ERGO vs Great Eastern personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, ERGO was cheaper on 10, Great Eastern on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ERGO | Great Eastern |
|---|---|---|
| Accountant, S$200,000 cover | S$223.00ERGO AccidentProtect Essential (S$200,000), Core Coveras at 19 Oct 2026 | S$283.40PA Supreme Plan B (S$200,000)as at 17 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$160.00ERGO AccidentProtect Basic (S$100,000), Core Coveras at 19 Oct 2026 | S$209.28PA Supreme Plan A (S$100,000)as at 17 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$1,086.73PA Supreme Plan D (S$500,000)as at 17 Oct 2026 |
| Class 1 job, S$50,000 cover | S$135.00ERGO AccidentProtect Basic (S$100,000), Core Coveras at 19 Oct 2026 | S$161.32PA Supreme Plan A (S$100,000)as at 17 Oct 2026 |
| Class 2 job, S$50,000 cover | S$160.00ERGO AccidentProtect Basic (S$100,000), Core Coveras at 19 Oct 2026 | S$209.28PA Supreme Plan A (S$100,000)as at 17 Oct 2026 |
| Class 3 job, S$50,000 cover | S$260.00ERGO AccidentProtect Basic (S$100,000), Core Coveras at 19 Oct 2026 | S$289.94PA Supreme Plan A (S$100,000)as at 17 Oct 2026 |
| You and your spouse, S$50,000 cover | S$270.00ERGO AccidentProtect Basic (S$100,000), Core Cover, me and my spouse (each adult on their own class)as at 19 Oct 2026 | S$322.64PA Supreme Plan A, me and my spouse (S$100,000 each adult, each on their own class)as at 17 Oct 2026 |
| You and 1 child, S$50,000 cover | S$189.00ERGO AccidentProtect Basic (S$100,000), Core Cover, me and my children (core premium plus 40%; children at 20% of the cover)as at 19 Oct 2026 | S$218.00PA Supreme Plan A, me and my children (S$100,000; each child S$56.68, up to 6)as at 17 Oct 2026 |
| You and 2 children, S$50,000 cover | S$189.00ERGO AccidentProtect Basic (S$100,000), Core Cover, me and my children (core premium plus 40%; children at 20% of the cover)as at 19 Oct 2026 | S$274.68PA Supreme Plan A, me and my children (S$100,000; each child S$56.68, up to 6)as at 17 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$270.00ERGO AccidentProtect Basic (S$100,000), Core Cover, family (each adult on their own class; children free at 20% of the cover)as at 19 Oct 2026 | S$379.32PA Supreme Plan A, family (S$100,000 each adult, each on their own class; each child S$56.68, up to 6)as at 17 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$270.00ERGO AccidentProtect Basic (S$100,000), Core Cover, family (each adult on their own class; children free at 20% of the cover)as at 19 Oct 2026 | S$436.00PA Supreme Plan A, family (S$100,000 each adult, each on their own class; each child S$56.68, up to 6)as at 17 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Great Eastern |
|---|---|---|
| Accident medical expenses | Up to S$6,000 per accident or infectious disease, in hospital and out-patient; TCM and chiropractor up to S$750 a year; ambulance and mobility aids up to S$4,000 a year | S$4,000 per accident, no excess; herbalist, chiropractor, acupuncturist, bonesetter or osteopath treatment is a separate benefit, up to S$150 an accident, and you pay the first S$50 of it |
| Hospital cash | Not included in Core Cover (Daily Hospital Income is in Add-on Cover 1, extra premium) | S$200 a day, up to 90 days (stays over 24 hours) |
| Infectious diseases (e.g. dengue) | Medical expenses for 22 specified infectious diseases including dengue, HFMD, mumps, rubella, RSV and shingles (within the medical expenses limit, 15-day waiting period); not while declared an epidemic or pandemic | Not covered (communicable diseases are a general exclusion) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- ERGO: none to show
- Great Eastern: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ERGO or Great Eastern cheaper for personal accident insurance?
Of the 10 examples both price, ERGO was cheaper on 10, Great Eastern on 0. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Great Eastern's?
On each one's cheapest plan for accountant, S$200,000 cover (ERGO ERGO AccidentProtect Essential (S$200,000), Core Cover, Great Eastern PA Supreme Plan B (S$200,000)): Accident medical expenses: ERGO Up to S$6,000 per accident or infectious disease, in hospital and out-patient; TCM and chiropractor up to S$750 a year; ambulance and mobility aids up to S$4,000 a year, Great Eastern S$4,000 per accident, no excess; herbalist, chiropractor, acupuncturist, bonesetter or osteopath treatment is a separate benefit, up to S$150 an accident, and you pay the first S$50 of it; Hospital cash: ERGO Not included in Core Cover (Daily Hospital Income is in Add-on Cover 1, extra premium), Great Eastern S$200 a day, up to 90 days (stays over 24 hours); Infectious diseases (e.g. dengue): ERGO Medical expenses for 22 specified infectious diseases including dengue, HFMD, mumps, rubella, RSV and shingles (within the medical expenses limit, 15-day waiting period); not while declared an epidemic or pandemic, Great Eastern Not covered (communicable diseases are a general exclusion); Excess: ERGO S$0.00, Great Eastern S$0.00.
What discounts are ERGO and Great Eastern running?
ERGO: none to show. Great Eastern: none to show.