Personal accident insurance
EQ Insurance vs Tokio Marine personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, EQ Insurance was cheaper on 4, Tokio Marine on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | Tokio Marine |
|---|---|---|
| Accountant, S$200,000 cover | S$174.40EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$250.70TM 365 Personal Accident Plan C (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$196.20TM 365 Personal Accident Plan B (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$92.65TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$119.90TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$200,000)as at 5 Oct 2026 | S$218.00TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$218.00EQ Personal Accident, death and permanent disablement (S$50,000 each), me and my spouse (one policy each)as at 5 Oct 2026 | S$166.77TM 365 Personal Accident Plan A (S$50,000), me and my spouseas at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | No online price | S$122.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | No online price | S$152.87TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | No online price | S$194.57TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | No online price | S$231.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | Tokio Marine |
|---|---|---|
| Accident medical expenses | Not included: see the card with medical expenses (Section 3, S$10,000 per accident) | S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500 |
| Hospital cash | Not included: see the card with medical expenses and income (Sections 4 and 5) | Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days |
| Infectious diseases (e.g. dengue) | Not covered (major exclusions: "AIDS, STD and any other Infectious diseases") | Dengue and Zika virus infection covered (brochure); limits not stated |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- Tokio Marine: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or Tokio Marine cheaper for personal accident insurance?
Of the 6 examples both price, EQ Insurance was cheaper on 4, Tokio Marine on 2. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with Tokio Marine's?
On each one's cheapest plan for accountant, S$200,000 cover (EQ Insurance EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000), Tokio Marine TM 365 Personal Accident Plan C (S$200,000)): Accident medical expenses: EQ Insurance Not included: see the card with medical expenses (Section 3, S$10,000 per accident), Tokio Marine S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500; Hospital cash: EQ Insurance Not included: see the card with medical expenses and income (Sections 4 and 5), Tokio Marine Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days; Infectious diseases (e.g. dengue): EQ Insurance Not covered (major exclusions: "AIDS, STD and any other Infectious diseases"), Tokio Marine Dengue and Zika virus infection covered (brochure); limits not stated; Excess: EQ Insurance S$0.00, Tokio Marine S$0.00.
What discounts are EQ Insurance and Tokio Marine running?
EQ Insurance: none to show. Tokio Marine: none to show.