Personal accident insurance
EQ Insurance vs QBE personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, EQ Insurance was cheaper on 6, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | QBE |
|---|---|---|
| Accountant, S$200,000 cover | S$174.40EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 |
| Class 1 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$200,000)as at 5 Oct 2026 | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$218.00EQ Personal Accident, death and permanent disablement (S$50,000 each), me and my spouse (one policy each)as at 5 Oct 2026 | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | No online price | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | No online price | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | No online price | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | No online price | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | QBE |
|---|---|---|
| Accident medical expenses | Not included: see the card with medical expenses (Section 3, S$10,000 per accident) | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 |
| Hospital cash | Not included: see the card with medical expenses and income (Sections 4 and 5) | S$100 a day (maximum days not stated); temporary total disablement S$200 a week |
| Infectious diseases (e.g. dengue) | Not covered (major exclusions: "AIDS, STD and any other Infectious diseases") | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- QBE: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or QBE cheaper for personal accident insurance?
Of the 6 examples both price, EQ Insurance was cheaper on 6, QBE on 0. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with QBE's?
On each one's cheapest plan for accountant, S$200,000 cover (EQ Insurance EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000), QBE PA Prestige Plan B (S$200,000)): Accident medical expenses: EQ Insurance Not included: see the card with medical expenses (Section 3, S$10,000 per accident), QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: EQ Insurance Not included: see the card with medical expenses and income (Sections 4 and 5), QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious diseases (e.g. dengue): EQ Insurance Not covered (major exclusions: "AIDS, STD and any other Infectious diseases"), QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: EQ Insurance S$0.00, QBE S$0.00.
What discounts are EQ Insurance and QBE running?
EQ Insurance: none to show. QBE: none to show.