Personal accident insurance
EQ Insurance vs Income personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, EQ Insurance was cheaper on 6, Income on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | EQ Insurance | Income |
|---|---|---|
| Accountant, S$200,000 cover | S$174.40EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$361.88PA Assurance Classic (S$200,000)as at 16 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$817.50PA Assurance Premium (S$500,000)as at 16 Oct 2026 |
| Class 1 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| Class 2 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| Class 3 job, S$50,000 cover | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$200,000)as at 5 Oct 2026 | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 |
| You and your spouse, S$50,000 cover | S$218.00EQ Personal Accident, death and permanent disablement (S$50,000 each), me and my spouse (one policy each)as at 5 Oct 2026 | S$466.52PA Assurance Basic, me and my spouse (S$100,000 each)as at 16 Oct 2026 |
| You and 1 child, S$50,000 cover | No online price | S$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 |
| You and 2 children, S$50,000 cover | No online price | S$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | No online price | S$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | No online price | S$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 |
| 1 child on their own | No online price | S$233.26PA Assurance Basic, children only (S$100,000 each child, full price)as at 16 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | Income |
|---|---|---|
| Accident medical expenses | Not included: see the card with medical expenses (Section 3, S$10,000 per accident) | S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750) |
| Hospital cash | Not included: see the card with medical expenses and income (Sections 4 and 5) | S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days) |
| Infectious diseases (e.g. dengue) | Not covered (major exclusions: "AIDS, STD and any other Infectious diseases") | Not covered: Income sells it as the "with infectious disease cover" version of this plan |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- Income: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or Income cheaper for personal accident insurance?
Of the 6 examples both price, EQ Insurance was cheaper on 6, Income on 0. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with Income's?
On each one's cheapest plan for accountant, S$200,000 cover (EQ Insurance EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000), Income PA Assurance Classic (S$200,000)): Accident medical expenses: EQ Insurance Not included: see the card with medical expenses (Section 3, S$10,000 per accident), Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750); Hospital cash: EQ Insurance Not included: see the card with medical expenses and income (Sections 4 and 5), Income S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days); Infectious diseases (e.g. dengue): EQ Insurance Not covered (major exclusions: "AIDS, STD and any other Infectious diseases"), Income Not covered: Income sells it as the "with infectious disease cover" version of this plan; Excess: EQ Insurance S$0.00, Income S$0.00.
What discounts are EQ Insurance and Income running?
EQ Insurance: none to show. Income: none to show.