Personal accident insurance
Chubb vs Sompo personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, Chubb was cheaper on 0, Sompo on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | Sompo |
|---|---|---|
| Accountant, S$200,000 cover | No online price | S$316.10PAStar Elite (S$200,000)as at 9 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$154.78PA Ease Plan 2 (S$100,000)as at 9 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| Class 2 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$95.92PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| Class 3 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$130.80PA Ease Plan 1 (S$50,000)as at 9 Oct 2026 |
| You and your spouse, S$50,000 cover | S$453.49DBS MultiGen Protect Classic, me and my spouse (S$100,000 each adult; 10% multi-member discount)as at 20 Oct 2026 | S$191.84PA Ease Plan 1, me and my spouse (S$50,000 each adult)as at 9 Oct 2026 |
| You and 1 child, S$50,000 cover | S$374.28DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026 | S$143.88PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026 |
| You and 2 children, S$50,000 cover | S$492.83DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026 | S$191.84PA Ease Plan 1, me and my children (S$50,000; each child S$47.96)as at 9 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$567.64DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026 | S$239.80PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$706.98DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026 | S$287.76PA Ease Plan 1, family (S$50,000 each adult; each child S$47.96)as at 9 Oct 2026 |
| 1 child on their own | S$163.93DBS MultiGen Protect Classic, children only (S$60,000 disability each child; 10-15% multi-member discount from two children)as at 20 Oct 2026 | S$152.60PAJunior Bunny (S$10,000 each child; first child S$152.60, then 10% off)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | Sompo |
|---|---|---|
| Accident medical expenses | S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident) | S$2,000 per accident (specialist and physiotherapy sub-limit S$1,000); ambulance S$150 |
| Hospital cash | Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD | Not covered |
| Infectious diseases (e.g. dengue) | Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD | Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19, diagnosed in Singapore (death, disablement, coma, medical expenses and ambulance at the plan limits); 14-day wait; not while declared an epidemic or pandemic |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or Sompo cheaper for personal accident insurance?
Of the 10 examples both price, Chubb was cheaper on 0, Sompo on 10. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with Sompo's?
On each one's cheapest plan for sales executive who travels for work, S$100,000 cover (Chubb DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb), Sompo PA Ease Plan 2 (S$100,000)): Accident medical expenses: Chubb S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident), Sompo S$2,000 per accident (specialist and physiotherapy sub-limit S$1,000); ambulance S$150; Hospital cash: Chubb Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD, Sompo Not covered; Infectious diseases (e.g. dengue): Chubb Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD, Sompo Covered: 24 infectious diseases including dengue, HFMD, Zika and COVID-19, diagnosed in Singapore (death, disablement, coma, medical expenses and ambulance at the plan limits); 14-day wait; not while declared an epidemic or pandemic; Excess: Chubb S$0.00, Sompo S$0.00.
What discounts are Chubb and Sompo running?
Chubb: none to show. Sompo: none to show.