Personal accident insurance
Chubb vs QBE personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Chubb was cheaper on 3, QBE on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | QBE |
|---|---|---|
| Accountant, S$200,000 cover | No online price | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 |
| Class 1 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$453.49DBS MultiGen Protect Classic, me and my spouse (S$100,000 each adult; 10% multi-member discount)as at 20 Oct 2026 | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$374.28DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026 | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | S$492.83DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026 | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$567.64DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$706.98DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| 1 child on their own | S$163.93DBS MultiGen Protect Classic, children only (S$60,000 disability each child; 10-15% multi-member discount from two children)as at 20 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | QBE |
|---|---|---|
| Accident medical expenses | S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident) | S$3,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 |
| Hospital cash | Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD | S$100 a day (maximum days not stated); temporary total disablement S$100 a week |
| Infectious diseases (e.g. dengue) | Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or QBE cheaper for personal accident insurance?
Of the 9 examples both price, Chubb was cheaper on 3, QBE on 6. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with QBE's?
On each one's cheapest plan for sales executive who travels for work, S$100,000 cover (Chubb DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb), QBE PA Prestige Plan A (S$100,000)): Accident medical expenses: Chubb S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident), QBE S$3,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: Chubb Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD, QBE S$100 a day (maximum days not stated); temporary total disablement S$100 a week; Infectious diseases (e.g. dengue): Chubb Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD, QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: Chubb S$0.00, QBE S$0.00.
What discounts are Chubb and QBE running?
Chubb: none to show. QBE: none to show.