Personal accident insurance
HSBC Life vs QBE personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, HSBC Life was cheaper on 5, QBE on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HSBC Life | QBE |
|---|---|---|
| Accountant, S$200,000 cover | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planas at 19 Oct 2026 | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 |
| Class 1 job, S$50,000 cover | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)as at 19 Oct 2026 | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HSBC Life | QBE |
|---|---|---|
| Accident medical expenses | Not included in the basic plan (optional benefit, extra premium) | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 |
| Hospital cash | Not included in the basic plan (optional benefit, extra premium) | S$100 a day (maximum days not stated); temporary total disablement S$200 a week |
| Infectious diseases (e.g. HFMD) | Not included in the basic plan (optional benefit, extra premium) | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HSBC Life or QBE cheaper for personal accident insurance?
Of the 9 examples both price, HSBC Life was cheaper on 5, QBE on 4. Your own answers can change the order, so get your own quote.
How does HSBC Life's cover compare with QBE's?
On each one's cheapest plan for accountant, S$200,000 cover (HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan, QBE PA Prestige Plan B (S$200,000)): Accident medical expenses: HSBC Life Not included in the basic plan (optional benefit, extra premium), QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: HSBC Life Not included in the basic plan (optional benefit, extra premium), QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious diseases (e.g. HFMD): HSBC Life Not included in the basic plan (optional benefit, extra premium), QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: HSBC Life S$0.00, QBE S$0.00.
What discounts are HSBC Life and QBE running?
HSBC Life: none to show. QBE: none to show.