Personal accident insurance
HSBC Life vs EQ Insurance personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 5 examples both price, HSBC Life was cheaper on 2, EQ Insurance on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HSBC Life | EQ Insurance |
|---|---|---|
| Accountant, S$200,000 cover | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planas at 19 Oct 2026 | S$174.40EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 |
| Class 2 job, S$50,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)as at 5 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$109.00EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$200,000)as at 5 Oct 2026 |
| You and your spouse, S$50,000 cover | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)as at 19 Oct 2026 | S$218.00EQ Personal Accident, death and permanent disablement (S$50,000 each), me and my spouse (one policy each)as at 5 Oct 2026 |
| You and 1 child, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | No online price |
| Family: you, your spouse and 2 children, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | No online price |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HSBC Life | EQ Insurance |
|---|---|---|
| Accident medical expenses | Not included in the basic plan (optional benefit, extra premium) | Not included: see the card with medical expenses (Section 3, S$10,000 per accident) |
| Hospital cash | Not included in the basic plan (optional benefit, extra premium) | Not included: see the card with medical expenses and income (Sections 4 and 5) |
| Infectious diseases (e.g. HFMD) | Not included in the basic plan (optional benefit, extra premium) | Not covered (major exclusions: "AIDS, STD and any other Infectious diseases") |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HSBC Life: none to show
- EQ Insurance: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HSBC Life or EQ Insurance cheaper for personal accident insurance?
Of the 5 examples both price, HSBC Life was cheaper on 2, EQ Insurance on 3. Your own answers can change the order, so get your own quote.
How does HSBC Life's cover compare with EQ Insurance's?
On each one's cheapest plan for accountant, S$200,000 cover (HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan, EQ Insurance EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000)): Accident medical expenses: HSBC Life Not included in the basic plan (optional benefit, extra premium), EQ Insurance Not included: see the card with medical expenses (Section 3, S$10,000 per accident); Hospital cash: HSBC Life Not included in the basic plan (optional benefit, extra premium), EQ Insurance Not included: see the card with medical expenses and income (Sections 4 and 5); Infectious diseases (e.g. HFMD): HSBC Life Not included in the basic plan (optional benefit, extra premium), EQ Insurance Not covered (major exclusions: "AIDS, STD and any other Infectious diseases"); Excess: HSBC Life S$0.00, EQ Insurance S$0.00.
What discounts are HSBC Life and EQ Insurance running?
HSBC Life: none to show. EQ Insurance: none to show.