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Personal accident insurance

Singlife vs Tokio Marine personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 10 examples both price, Singlife was cheaper on 0, Tokio Marine on 10. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeTokio Marine
Accountant, S$200,000 coverS$423.57Personal Accident Standard (S$200,000)as at 5 Oct 2026S$250.70TM 365 Personal Accident Plan C (S$200,000)as at 19 Oct 2026
Sales executive who travels for work, S$100,000 coverS$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026S$196.20TM 365 Personal Accident Plan B (S$100,000)as at 19 Oct 2026
Technician, S$500,000 coverNo online priceNo online price
Class 1 job, S$50,000 coverS$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026S$92.65TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026
Class 2 job, S$50,000 coverS$328.02Personal Accident Lite (S$100,000)as at 5 Oct 2026S$119.90TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026
Class 3 job, S$50,000 coverS$570.46Personal Accident Lite (S$100,000)as at 5 Oct 2026S$218.00TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026
You and your spouse, S$50,000 coverS$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)as at 5 Oct 2026S$166.77TM 365 Personal Accident Plan A (S$50,000), me and my spouseas at 19 Oct 2026
You and 1 child, S$50,000 coverS$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026S$122.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026
You and 2 children, S$50,000 coverS$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026S$152.87TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026S$194.57TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026S$231.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026
1 child on their ownNo online priceNo online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Singlife Personal Accident Standard (S$200,000), Tokio Marine TM 365 Personal Accident Plan C (S$200,000).
CoverSinglifeTokio Marine
Accident medical expensesS$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500
Hospital cashS$100 a day up to 365 days; ICU S$200 a day up to 30 daysRecuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days
Infectious diseases (e.g. dengue)Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day waitDengue and Zika virus infection covered (brochure); limits not stated
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Singlife or Tokio Marine cheaper for personal accident insurance?

Of the 10 examples both price, Singlife was cheaper on 0, Tokio Marine on 10. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with Tokio Marine's?

On each one's cheapest plan for accountant, S$200,000 cover (Singlife Personal Accident Standard (S$200,000), Tokio Marine TM 365 Personal Accident Plan C (S$200,000)): Accident medical expenses: Singlife S$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000, Tokio Marine S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500; Hospital cash: Singlife S$100 a day up to 365 days; ICU S$200 a day up to 30 days, Tokio Marine Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days; Infectious diseases (e.g. dengue): Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait, Tokio Marine Dengue and Zika virus infection covered (brochure); limits not stated; Excess: Singlife S$0.00, Tokio Marine S$0.00.

What discounts are Singlife and Tokio Marine running?

Singlife: none to show. Tokio Marine: none to show.