Personal accident insurance
Singlife vs FWD personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 7 examples both price, Singlife was cheaper on 2, FWD on 5. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | FWD |
|---|---|---|
| Accountant, S$200,000 cover | S$423.57Personal Accident Standard (S$200,000)as at 5 Oct 2026 | S$283.84FWD Life PA S$200,000 (Plan B)as at 5 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$168.95FWD Life PA S$100,000 (Plan A)as at 5 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$1,117.03FWD Life PA S$500,000 (Plan C)as at 5 Oct 2026 |
| Class 1 job, S$50,000 cover | S$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$168.95FWD Life PA S$100,000 (Plan A)as at 5 Oct 2026 |
| Class 2 job, S$50,000 cover | S$328.02Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$168.95FWD Life PA S$100,000 (Plan A)as at 5 Oct 2026 |
| Class 3 job, S$50,000 cover | S$570.46Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$301.93FWD Life PA S$100,000 (Plan A)as at 5 Oct 2026 |
| You and your spouse, S$50,000 cover | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)as at 5 Oct 2026 | No online price |
| You and 1 child, S$50,000 cover | S$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026 | S$337.90FWD Life PA S$100,000 (Plan A), me and my childrenas at 5 Oct 2026 |
| You and 2 children, S$50,000 cover | S$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026 | S$506.85FWD Life PA S$100,000 (Plan A), me and my childrenas at 5 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026 | No online price |
| Family: you, your spouse and 2 children, S$50,000 cover | S$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026 | No online price |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | FWD |
|---|---|---|
| Accident medical expenses | S$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 | S$3,000 per accident, inpatient and outpatient (TCM, acupuncture or chiropractor S$1,000, up to S$100 a visit; physiotherapy S$1,000) |
| Hospital cash | S$100 a day up to 365 days; ICU S$200 a day up to 30 days | Not included in the base plan (Income Support Rider, extra premium) |
| Infectious diseases (e.g. dengue) | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait | 24 infectious diseases including dengue, HFMD and Zika, and food poisoning, treated as accidents for the death and disability and medical expenses benefits (14-day waiting period) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or FWD cheaper for personal accident insurance?
Of the 7 examples both price, Singlife was cheaper on 2, FWD on 5. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with FWD's?
On each one's cheapest plan for accountant, S$200,000 cover (Singlife Personal Accident Standard (S$200,000), FWD FWD Life PA S$200,000 (Plan B)): Accident medical expenses: Singlife S$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000, FWD S$3,000 per accident, inpatient and outpatient (TCM, acupuncture or chiropractor S$1,000, up to S$100 a visit; physiotherapy S$1,000); Hospital cash: Singlife S$100 a day up to 365 days; ICU S$200 a day up to 30 days, FWD Not included in the base plan (Income Support Rider, extra premium); Infectious diseases (e.g. dengue): Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait, FWD 24 infectious diseases including dengue, HFMD and Zika, and food poisoning, treated as accidents for the death and disability and medical expenses benefits (14-day waiting period); Excess: Singlife S$0.00, FWD S$0.00.
What discounts are Singlife and FWD running?
Singlife: none to show. FWD: none to show.