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Personal accident insurance

Singlife vs Etiqa personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 10 examples both price, Singlife was cheaper on 0, Etiqa on 10. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSinglifeEtiqa
Accountant, S$200,000 coverS$423.57Personal Accident Standard (S$200,000)as at 5 Oct 2026S$264.49Tiq Personal Accident Enhanced Gold (S$300,000)as at 15 Oct 2026code PA35
Sales executive who travels for work, S$100,000 coverS$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026S$194.27Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35
Technician, S$500,000 coverNo online priceS$566.73Tiq Personal Accident Enhanced Platinum (S$500,000)as at 15 Oct 2026code PA35
Class 1 job, S$50,000 coverS$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026S$162.75Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35
Class 2 job, S$50,000 coverS$328.02Personal Accident Lite (S$100,000)as at 5 Oct 2026S$194.27Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35
Class 3 job, S$50,000 coverS$570.46Personal Accident Lite (S$100,000)as at 5 Oct 2026S$194.27Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35
You and your spouse, S$50,000 coverS$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)as at 5 Oct 2026S$309.22Tiq Personal Accident Enhanced Silver, Me and my spouse (S$125,000 each adult)as at 15 Oct 2026code PA35
You and 1 child, S$50,000 coverS$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026S$216.45Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000)as at 15 Oct 2026code PA35
You and 2 children, S$50,000 coverS$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026S$270.16Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000)as at 15 Oct 2026code PA35
Family: you, your spouse and 1 child, S$50,000 coverS$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026S$362.93Tiq Personal Accident Enhanced Silver, My family (S$125,000 each adult)as at 15 Oct 2026code PA35
Family: you, your spouse and 2 children, S$50,000 coverS$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026S$416.63Tiq Personal Accident Enhanced Silver, My family (S$125,000 each adult)as at 15 Oct 2026code PA35
1 child on their ownNo online priceNo online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Singlife Personal Accident Standard (S$200,000), Etiqa Tiq Personal Accident Enhanced Gold (S$300,000).
CoverSinglifeEtiqa
Accident medical expensesS$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000S$1,500 per accident, inpatient and outpatient together (TCM up to S$150 a visit and S$1,000 an accident)
Hospital cashS$100 a day up to 365 days; ICU S$200 a day up to 30 daysS$100 a day, up to 180 days
Infectious diseases (e.g. dengue)Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait22 infectious diseases including dengue and HFMD: medical expenses S$1,500
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Singlife or Etiqa cheaper for personal accident insurance?

Of the 10 examples both price, Singlife was cheaper on 0, Etiqa on 10. Your own answers can change the order, so get your own quote.

How does Singlife's cover compare with Etiqa's?

On each one's cheapest plan for accountant, S$200,000 cover (Singlife Personal Accident Standard (S$200,000), Etiqa Tiq Personal Accident Enhanced Gold (S$300,000)): Accident medical expenses: Singlife S$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000, Etiqa S$1,500 per accident, inpatient and outpatient together (TCM up to S$150 a visit and S$1,000 an accident); Hospital cash: Singlife S$100 a day up to 365 days; ICU S$200 a day up to 30 days, Etiqa S$100 a day, up to 180 days; Infectious diseases (e.g. dengue): Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait, Etiqa 22 infectious diseases including dengue and HFMD: medical expenses S$1,500; Excess: Singlife S$0.00, Etiqa S$0.00.

What discounts are Singlife and Etiqa running?

Singlife: none to show. Etiqa: Promo code PA35: 35% off.