Personal accident insurance
Singlife vs HSBC Life personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Singlife was cheaper on 4, HSBC Life on 5. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | HSBC Life |
|---|---|---|
| Accountant, S$200,000 cover | S$423.57Personal Accident Standard (S$200,000)as at 5 Oct 2026 | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planas at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$285.23Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$328.02Personal Accident Lite (S$100,000)as at 5 Oct 2026 | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$570.46Personal Accident Lite (S$100,000)as at 5 Oct 2026 | No online price |
| You and your spouse, S$50,000 cover | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)as at 5 Oct 2026 | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026 | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$285.23Personal Accident Lite, me and my children (S$100,000)as at 5 Oct 2026 | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026 | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$513.43Personal Accident Lite, family (S$100,000 each adult)as at 5 Oct 2026 | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | HSBC Life |
|---|---|---|
| Accident medical expenses | S$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 | Not included in the basic plan (optional benefit, extra premium) |
| Hospital cash | S$100 a day up to 365 days; ICU S$200 a day up to 30 days | Not included in the basic plan (optional benefit, extra premium) |
| Infectious diseases (e.g. dengue) | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait | Not included in the basic plan (optional benefit, extra premium) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or HSBC Life cheaper for personal accident insurance?
Of the 9 examples both price, Singlife was cheaper on 4, HSBC Life on 5. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with HSBC Life's?
On each one's cheapest plan for accountant, S$200,000 cover (Singlife Personal Accident Standard (S$200,000), HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan): Accident medical expenses: Singlife S$4,000 for hospital or doctor treatment; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000, HSBC Life Not included in the basic plan (optional benefit, extra premium); Hospital cash: Singlife S$100 a day up to 365 days; ICU S$200 a day up to 30 days, HSBC Life Not included in the basic plan (optional benefit, extra premium); Infectious diseases (e.g. dengue): Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait, HSBC Life Not included in the basic plan (optional benefit, extra premium); Excess: Singlife S$0.00, HSBC Life S$0.00.
What discounts are Singlife and HSBC Life running?
Singlife: none to show. HSBC Life: none to show.