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Personal accident insurance

Allianz vs QBE personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, Allianz was cheaper on 9, QBE on 2. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzQBE
Accountant, S$200,000 coverS$378.94Accident Protect Plus Gold (S$250,000)as at 19 Oct 2026S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026
Sales executive who travels for work, S$100,000 coverS$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026
Technician, S$500,000 coverS$709.02Accident Protect Plus Platinum (S$500,000)as at 19 Oct 2026S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026
Class 1 job, S$50,000 coverS$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026
Class 2 job, S$50,000 coverS$281.15Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026
Class 3 job, S$50,000 coverS$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026
You and your spouse, S$50,000 coverS$290.94Accident Protect Plus Silver, me and my spouse (S$100,000 each adult; 15% off the whole premium)as at 19 Oct 2026S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026
You and 1 child, S$50,000 coverS$187.03Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026
You and 2 children, S$50,000 coverS$228.60Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$332.50Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$374.07Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026
1 child on their ownNo online priceNo online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Allianz Accident Protect Plus Gold (S$250,000), QBE PA Prestige Plan B (S$200,000).
CoverAllianzQBE
Accident medical expensesS$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospitalS$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750
Hospital cashS$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablementS$100 a day (maximum days not stated); temporary total disablement S$200 a week
Infectious diseases (e.g. dengue)S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period)Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Allianz or QBE cheaper for personal accident insurance?

Of the 11 examples both price, Allianz was cheaper on 9, QBE on 2. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with QBE's?

On each one's cheapest plan for accountant, S$200,000 cover (Allianz Accident Protect Plus Gold (S$250,000), QBE PA Prestige Plan B (S$200,000)): Accident medical expenses: Allianz S$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospital, QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: Allianz S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablement, QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious diseases (e.g. dengue): Allianz S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period), QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: Allianz S$0.00, QBE S$0.00.

What discounts are Allianz and QBE running?

Allianz: none to show. QBE: none to show.